Reminder:
Internal Revenue Manual Part 3. Submission Processing · 2026-10-03 edition · updated 2026-10-04 · United States
MFT 02 and MFT 05 have accelerated cycles throughout the year when refunds cannot be intercepted. See IRM 3.14.2.7.1 (6), Paper Refund Accelerated Cycle Table, above for accelerated cycle data for these cases.
Cycle
Direct Deposit Refund Cut Off Day and Time 4:00 PM ET
Paper Refund Cut Off Day and Time 4:00 PM ET
202603
01/29/2026
02/05/2026
202604
02/05/2026
02/12/2026
202605
02/12/2026
02/19/2026
202606
02/19/2026
02/26/2026
202607
02/26/2026
03/05/2026
202608
03/05/2026
03/12/2026
202609
03/12/2026
03/19/2026
202610
03/19/2026
03/26/2026
202611
03/26/2026
04/02/2026
202612
04/02/2026
04/09/2026
202613
04/09/2026
04/16/2026
202614
04/16/2026
04/23/2026
202615
04/23/2026
04/30/2026
202616
04/30/2026
05/07/2026
202617
05/07/2026
05/14/2026
202618
05/14/2026
05/21/2026
202619
05/21/2026
05/28/2026
202620
05/28/2026
06/4/2026
202621
06/4/2026
06/11/2026
202622
06/11/2026
06/18/2026
202623
06/18/2026
06/25/2026
202624
06/25/2026
07/02/2026
202625
07/02/2026
07/09/2026
202626
07/09/2026
07/16/2026
202627
07/16/2026
07/23/2026
202628
07/23/2026
07/30/2026
202629
07/30/2026
08/06/2026
202630
08/06/2026
08/13/2026
202631
08/13/2026
08/20/2026
202632
08/20/2026
08/27/2026
202633
08/27/2026
09/03/2026
202634
09/03/2026
09/10/2026
202635
09/10/2026
09/17/2026
202636
09/17/2026
09/24/2026
202637
09/24/2026
10/1/2026
202638
10/1/2026
10/8/2026
202639
10/8/2026
10/15/2026
202640
10/15/2026
10/22/2026
202641
10/22/2026
10/29/2026
202642
10/29/2026
11/5/2026
202643
11/5/2026
11/12/2026
202644
11/12/2026
11/19/2026
202645
11/19/2026
11/25/2026*
202646
11/25/2026*
12/3/2026
202647
12/3/2026
12/10/2026
202648
12/10/2026
12/17/2026
202649
12/17/2026
12/21/2026*
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