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PUBLIC LAW 111–203—JULY 21, 2010 124 STAT. 2211

(2) NOTICE OF FORECLOSURE.—For any amounts made
available under this section, under division B, title III of the
Housing and Economic Recovery Act of 2008 (42 U.S.C. 5301),
or under the heading ‘‘Community Planning and Development—
Community Development Fund’’ in title XII of division A of
the American Recovery and Reinvestment Act of 2009 (Public
Law 111-5; 123 Stat. 217), the date of a notice of foreclosure
shall be deemed to be the date on which complete title to
a property is transferred to a successor entity or person as
a result of an order of a court or pursuant to provisions in
a mortgage, deed of trust, or security deed.

SEC. 1498. LEGAL ASSISTANCE FOR FORECLOSURE-RELATED ISSUES. Grants.
12 USC 1701x–2.
(a) ESTABLISHMENT.—The Secretary of Housing and Urban
Development (hereafter in this section referred to as the ‘‘Sec-
retary’’) shall establish a program for making grants for providing
a full range of foreclosure legal assistance to low- and moderate-
income homeowners and tenants related to home ownership
preservation, home foreclosure prevention, and tenancy associated
with home foreclosure.
(b) COMPETITIVE ALLOCATION.—The Secretary shall allocate States and local
amounts made available for grants under this section to State organizations.
and local legal organizations on the basis of a competitive process.
For purposes of this subsection ‘‘State and local legal organizations’’
are those State and local organizations whose primary business
or mission is to provide legal assistance.
(c) PRIORITY TO CERTAIN AREAS.—In allocating amounts in
accordance with subsection (b), the Secretary shall give priority
consideration to State and local legal organizations that are oper-
ating in the 125 metropolitan statistical areas (as that term is
defined by the Director of the Office of Management and Budget)
with the highest home foreclosure rates.
(d) LEGAL ASSISTANCE.—
(1) IN GENERAL.—Any State or local legal organization that
receives financial assistance pursuant to this section may use
such amounts only to assist—
(A) homeowners of owner-occupied homes with mort-
gages in default, in danger of default, or subject to or
at risk of foreclosure; and
(B) tenants at risk of or subject to eviction as a result
of foreclosure of the property in which such tenant resides.
(2) COMMENCE USE WITHIN 90 DAYS.—Any State or local
legal organization that receives financial assistance pursuant
to this section shall begin using any financial assistance
received under this section within 90 days after receipt of
the assistance.
(3) PROHIBITION ON CLASS ACTIONS.—No funds provided
to a State or local legal organization under this section may
be used to support any class action litigation.
(4) LIMITATION ON LEGAL ASSISTANCE.—Legal assistance
funded with amounts provided under this section shall be lim-
ited to mortgage-related default, eviction, or foreclosure pro-
ceedings, without regard to whether such foreclosure is judicial
or nonjudicial.

LAWS (5) EFFECTIVE DATE.—Notwithstanding any other provision of this Act, this subsection shall take effect on the date of the enactment of this Act.PUBLIC with on anorris VerDate Nov 24 2008 04:10 Sep 04, 2010 Jkt 089139 PO 00203 Frm 00837 Fmt 6580 Sfmt 6581 E:\PUBLAW\PUBL203.111 GPO1 PsN: PUBL203