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PUBLIC LAW 111–203—JULY 21, 2010 124 STAT. 2105

SEC. 1098A. AMENDMENTS TO THE INTERSTATE LAND SALES FULL
DISCLOSURE ACT.
The Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701
et seq.) is amended—
(1) by striking ‘‘Secretary’’ each place that term appears 15 USC 1702 et
and inserting ‘‘Director’’; seq.
(2) by striking ‘‘Department of Housing and Urban Develop- 15 USC 1715.
ment’’ each place that term appears and inserting ‘‘Bureau
of Consumer Financial Protection’’;
(3) by striking ‘‘Department’’ each place that term appears 15 USC 1715.
and inserting ‘‘Bureau’’;
(4) in section 1402 (15 U.S.C. 1701)—
(A) by striking paragraph (1) and inserting the fol-
lowing:
‘‘(1) ‘Director’ means the Director of the Bureau of Con- Definition.
sumer FinancialProtection;’’;
(B) in paragraph (10), by striking ‘‘and’’ at the end;
(C) in paragraph (11), by striking the period at the
end and inserting ‘‘; and’’; and
(D) by adding at the end the following:
‘‘(12) ‘Bureau’ means the Bureau of Consumer Financial Definition.
Protection.’’; and
(5) in section 1416(a) (15 U.S.C. 1715(a)), by striking ‘‘Sec-
retary of Housing and Urban Development’’ and inserting
‘‘Director of the Bureau of Consumer Financial Protection’’.

SEC. 1099. AMENDMENTS TO THE RIGHT TO FINANCIAL PRIVACY ACT
OF 1978.
The Right to Financial Privacy Act of 1978 (12 U.S.C. 3401
et seq.) is amended—
(1) in section 1101— 12 USC 3401.
(A) in paragraph (6)—
(i) in subparagraph (A), by inserting ‘‘and’’ after
the semicolon;
(ii) in subparagraph (B), by striking ‘‘and’’ at the
end; and
(iii) by striking subparagraph (C); and
(B) in paragraph (7), by striking subparagraph (B),
and inserting the following:
‘‘(B) the Bureau of Consumer Financial Protection;’’;
(2) in section 1112(e) (12 U.S.C. 3412(e)), by striking ‘‘and
the Commodity Futures Trading Commission is permitted’’ and
inserting ‘‘the Commodity Futures Trading Commission, and
the Bureau of Consumer Financial Protection is permitted’’;
and
(3) in section 1113 (12 U.S.C. 3413), by adding at the
end the following new subsection:
‘‘(r) DISCLOSURE TO THE BUREAU OF CONSUMER FINANCIAL
PROTECTION.—Nothing in this title shall apply to the examination
by or disclosure to the Bureau of Consumer Financial Protection
of financial records or information in the exercise of its authority
with respect to a financial institution.’’.

SEC. 1100. AMENDMENTS TO THE SECURE AND FAIR ENFORCEMENT
FOR MORTGAGE LICENSING ACT OF 2008.

LAWS The S.A.F.E. Mortgage Licensing Act of 2008 (12 U.S.C. 5101 et seq.) is amended—PUBLIC with on anorris VerDate Nov 24 2008 18:46 Sep 08, 2010 Jkt 089139 PO 00203 Frm 00731 Fmt 6580 Sfmt 6581 E:\PUBLAW\PUBL203.111 PUBL203