Page 645

been engaged in any conduct that is a violation, as defined in this section. (2) BUREAU INVESTIGATOR.—The term ‘‘Bureau investi- gator’’ means any attorney or investigator employed by the Bureau who is charged with the duty of enforcing or carrying into effect any Federal consumer financial law. (3) CUSTODIAN.—The term ‘‘custodian’’ means the custodian or any deputy custodian designated by the Bureau. (4) DOCUMENTARY MATERIAL.—The term ‘‘documentary material’’ includes the original or any copy of any book, docu- ment, record, report, memorandum, paper, communication, tab- ulation, chart, logs, electronic files, or other data or data com- pilations stored in any medium. (5) VIOLATION.—The term ‘‘violation’’ means any act or omission that, if proved, would constitute a violation of any provision of Federal consumer financial law.

SEC. 1052. INVESTIGATIONS AND ADMINISTRATIVE DISCOVERY. 12 USC 5562.
(a) JOINT INVESTIGATIONS.—
(1) IN GENERAL.—The Bureau or, where appropriate, a
Bureau investigator, may engage in joint investigations and
requests for information, as authorized under this title.
(2) FAIR LENDING.—The authority under paragraph (1)
includes matters relating to fair lending, and where appro-
priate, joint investigations with, and requests for information
from, the Secretary of Housing and Urban Development, the
Attorney General of the United States, or both.
(b) SUBPOENAS.—
(1) IN GENERAL.—The Bureau or a Bureau investigator
may issue subpoenas for the attendance and testimony of wit-
nesses and the production of relevant papers, books, documents,
or other material in connection with hearings under this title.
(2) FAILURE TO OBEY.—In the case of contumacy or refusal
to obey a subpoena issued pursuant to this paragraph and
served upon any person, the district court of the United States
for any district in which such person is found, resides, or
transacts business, upon application by the Bureau or a Bureau
investigator and after notice to such person, may issue an
order requiring such person to appear and give testimony or
to appear and produce documents or other material.
(3) CONTEMPT.—Any failure to obey an order of the court
under this subsection may be punished by the court as a
contempt thereof.
(c) DEMANDS.—
(1) IN GENERAL.—Whenever the Bureau has reason to
believe that any person may be in possession, custody, or control
of any documentary material or tangible things, or may have
any information, relevant to a violation, the Bureau may, before
the institution of any proceedings under the Federal consumer
financial law, issue in writing, and cause to be served upon
such person, a civil investigative demand requiring such person
to—
(A) produce such documentary material for inspection
and copying or reproduction in the form or medium

LAWS requested by the Bureau; (B) submit such tangible things; (C) file written reports or answers to questions;PUBLIC with on anorris VerDate Nov 24 2008 10:40 Sep 02, 2010 Jkt 089139 PO 00203 Frm 00645 Fmt 6580 Sfmt 6581 E:\PUBLAW\PUBL203.111 APPS06 PsN: PUBL203