Page 799

PUBLIC LAW 111–203—JULY 21, 2010 124 STAT. 2173

(6) such other information as the Secretary of Housing
and Urban Development and the Director of the Bureau con-
sider appropriate.
(d) RULE OF CONSTRUCTION.—Nothing in this section shall be
construed to encourage discriminatory or unsound allocation of
credit or lending policies or practices.
(e) PRIVACY AND CONFIDENTIALITY.—In establishing and
maintaining the database described in subsection (a), the Secretary
of Housing and Urban Development and the Director of the Bureau
shall—
(1) be subject to the standards applicable to Federal agen-
cies for the protection of the confidentiality of personally identi-
fiable information and for data security and integrity;
(2) implement the necessary measures to conform to the
standards for data integrity and security described in paragraph
(1); and
(3) collect and make available information under this sec-
tion, in accordance with paragraphs (5) and (6) of section
1022(c) and the rules prescribed under such paragraphs, in
order to protect privacy and confidentiality.

SEC. 1448. DEFINITIONS FOR COUNSELING-RELATED PROGRAMS.
Section 106 of the Housing and Urban Development Act of
1968 (12 U.S.C. 1701x), as amended by the preceding provisions
of this subtitle, is amended by adding at the end the following
new subsection:
‘‘(h) DEFINITIONS.—For purposes of this section:
‘‘(1) NONPROFIT ORGANIZATION.—The term ‘nonprofit
organization’ has the meaning given such term in section 104(5)
of the Cranston-Gonzalez National Affordable Housing Act (42
U.S.C. 12704(5)), except that subparagraph (D) of such section
shall not apply for purposes of this section.
‘‘(2) STATE.—The term ‘State’ means each of the several
States, the Commonwealth of Puerto Rico, the District of
Columbia, the Commonwealth of the Northern Mariana Islands,
Guam, the Virgin Islands, American Samoa, the Trust Terri-
tories of the Pacific, or any other possession of the United
States.
‘‘(3) UNIT OF GENERAL LOCAL GOVERNMENT.—The term ‘unit
of general local government’ means any city, county, parish,
town, township, borough, village, or other general purpose polit-
ical subdivision of a State.
‘‘(4) HUD-APPROVED COUNSELING AGENCY.—The term
‘HUD-approved counseling agency’ means a private or public
nonprofit organization that is—
‘‘(A) exempt from taxation under section 501(c) of the
Internal Revenue Code of 1986; and
‘‘(B) certified by the Secretary to provide housing coun-
seling services.
‘‘(5) STATE HOUSING FINANCE AGENCY.—The term ‘State
housing finance agency’ means any public body, agency, or
instrumentality specifically created under State statute that

LAWS is authorised to finance activities designed to provide housing and related facilities throughout an entire State through land acquisition, construction, or rehabilitation.’’.PUBLIC with on anorris VerDate Nov 24 2008 22:28 Sep 03, 2010 Jkt 089139 PO 00203 Frm 00799 Fmt 6580 Sfmt 6581 E:\PUBLAW\PUBL203.111 PUBL203