Yolo County Municipal Code Art. 7 Insurance Requirements

The permittee shall obtain and keep in force during the term of said permit the following insurance coverage issued by a company authorized to do business in the State of California. The required insurance coverage may be revised as deemed necessary by the Board.

(a) Comprehensive General Liability Insurance (Occurrence Form CG0001) to include coverage for bodily injury, property damage, blanket contractual, and personal injury. Minimum limits of liability shall be at least Five Million and no/100ths ($5,000,000.00) Dollars per occurrence, combined Single Limit Bodily Injury and Property Damage;

(b) Workers' Compensation Insurance as required by the State of California. Employer's Liability Insurance with limits not less than One Million and no/100ths ($1,000,000.00) Dollars per occurrence;

(c) Comprehensive Auto Liability at a minimum of Five Million and no/100ths ($5,000,000.00) Dollars per occurrence, combined Single Limit Bodily Injury and Property Damage. The coverage for all permittees must include owned auto, non-owned auto, hired auto, Insurance Industry Code 1, and cross-liability or severability of interest clause in policy; and

(d) Professional Liability for all employees providing service. Error or omission and failing to render professional services coverage shall be Five Million and no/100ths ($5,000,000.00) Dollars.

Said insurance shall contain coverage expressly recognizing the indemnification obligations assumed by the permittee or applicant in accordance with this chapter, but shall not be construed to limit in any manner the amount of ambulance business or applicant's liability thereunder; providing further, that said insurance shall expressly name County, its governing board, agents, officers, and employees as additional insured, which shall be evidenced by endorsements to the policy.

Said insurance shall not be subject to cancellation or reduction without thirty (30) days prior written notice to the County. The insurance carrier shall serve written notice on the LEMSA.

Each unit placed in operation by a permittee shall be included within the scope of the required insurance coverage and limits and shall be operated pursuant to the permit issued in accordance with this chapter.

Certificate(s) of insurance and policy endorsements satisfactory to the LEMSA must be approved before ambulance service commences. (§ 1, Ord. 1515, eff. December 19, 2019)

The provisions of section 4-6.701 regarding liability insurance do not apply to services provided by the State. (§ 1, Ord. 1515, eff. December 19, 2019)

Upon receipt of any notice of cancellation or non-renewal of an insurance policy, the LEMSA shall do one of the following:

(a) Confirm that the permittee has reinstated insurance coverage prior to cancellation;

(b) Procure substitute ambulance service provider coverage and order the permittee to cease service in Yolo County and to surrender any permit issued pursuant to this chapter;

(c) Arrange for insurance to be reinstated at the permittee's expense; or

(d) Obtain substitute ambulance service provider coverage until the matter is resolved at permittee's expense. (§ 1, Ord. 1515, eff. December 19, 2019)