Section 3. If the participant is covered under another qualified defined contribution

plan maintained by the employer which is not a Pre-approved Plan, annual additions which may be credited to the participant's account under this plan for any limitation year will be limited in accordance with this section as though the other plan were a Preapproved Plan, unless the employer provides other limitations in section _____ of the adoption agreement.

(Note to reviewer: The blank in Section 3 should be completed with the relevant section number of the adoption agreement where the other limitations are described.)