Siskiyou County Municipal Code Art. 9 Insurance Requirements

Before the issuance or renewal of any ambulance provider license, an applicant shall file or have on file with County Risk Management, endorsed policies of insurance in a form, and by an insurance company, acceptable to the County. A risk management association (RMA) program or self-insurance plan may be substituted therefor subject to County approval.

Minimum coverage for ambulances shall be at least One Million and no/100ths ($1,000,000.00) Dollars combined single limit liability coverage to include medical malpractice (professional liability), automobile liability, and general liability insurance with no annual aggregate limitation. Air ambulance and air rescue provider agencies shall provide at least One Million and no/100ths ($1,000,000.00) Dollars medical malpractice insurance and shall provide a minimum of Twenty Million and no/100ths ($20,000,000.00) Dollars combined single limit liability coverage to include aircraft liability and general liability insurance. Such insurance policies, RMA programs, or self-insurance plans shall be maintained in force during the entire term of the provider authorization. Said policies shall provide full coverage, and may include a deductible amount not to exceed Ten Thousand and no/100ths ($10,000.00) Dollars per occurrence. The provider license may be suspended by the County during any period when such insurance is not in full force and effect. All such policies, RMA programs, and self-insurance plans shall be endorsed, naming the County, its officers, agents and employees, and the local EMS agency and the local EMS medical director(s) as additionally insured. All such policies, RMA program, or self-insurance plan shall contain a provision requiring thirty (30) days minimum advance written notice to the Health Officer for cancellation, modification, or reduction of the limits of the policy by such insurer, program, or plan. The minimum required amounts of the foregoing insurance and self-insurance may be periodically reviewed and adjusted, by resolution of the Board.

(§ 1, Ord. 99-17, eff. September 9, 1998)