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PART 100—DISCRIMINATORY CONDUCT UNDER THE FAIR HOUSING ACT›Subpart C—Discrimination in Residential Real Estate-Related Transactions

§ 100.141 Definitions.

24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Housing Act · 2026 edition · updated 2026-07-29 · United States

As used in this subpart:

Lender means a person who engages in a residential real estate-related lending transaction.

Residential real estate-related lending transaction means the making of a loan:

(1) For purchasing, constructing, improving, repairing, or maintaining a dwelling; or

(2) Secured by residential real estate.

Self-test means any program, practice or study a lender voluntarily conducts or authorizes which is designed and used specifically to determine the extent or effectiveness of compliance with the Fair Housing Act. The self-test must create data or factual information that is not available and cannot be derived from loan files, application files, or other residential real estate-related lending transaction records. Self-testing includes, but is not limited to, using fictitious credit applicants (testers) or conducting surveys of applicants or customers, nor is it limited to the pre-application stage of loan processing.

[62 FR 66432, Dec. 18, 1997]

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▸ Contents — 24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Housing Act
24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Housing Act
  1. 24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Hou…
  2. ▸ PART 100—DISCRIMINATORY CONDUCT UNDER THE FAIR HOUSING ACT
    Overview
    1. Subpart A—General
    2. Subpart B—Discriminatory Housing Practices
    3. ▸ Subpart C—Discrimination in Residential Real Estate-Related Tr…
      Overview
      1. § 100.110 Discriminatory practices in residential real estate-…
      2. § 100.115 Residential real estate-related transactions.
      3. § 100.120 Discrimination in the making of loans and in the pro…
      4. § 100.125 Discrimination in the purchasing of loans.
      5. § 100.130 Discrimination in the terms and conditions for makin…
      6. § 100.135 Unlawful practices in the selling, brokering, or app…
      7. § 100.140 General rules.
      8. § 100.141 Definitions.
      9. § 100.142 Types of information.
      10. § 100.143 Appropriate corrective action.
      11. § 100.144 Scope of privilege.
      12. § 100.145 Loss of privilege.
      13. § 100.146 Limited use of privileged information.
      14. § 100.147 Adjudication.
      15. § 100.148 Effective date.
    4. Subpart D—Prohibition Against Discrimination Because of Handicap
    5. Subpart E—Housing for Older Persons
    6. Subpart F—Interference, Coercion or Intimidation
    7. Subpart G—Discriminatory Effect
    8. Subpart H— Quid Pro Quo and Hostile Environment Harassment

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