Skip to content

PART 100—DISCRIMINATORY CONDUCT UNDER THE FAIR HOUSING ACT›Subpart C—Discrimination in Residential Real Estate-Related Transactions

§ 100.130 Discrimination in the terms and conditions for making available loans or…

24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Housing Act · 2026 edition · updated 2026-07-29 · United States

(a) It shall be unlawful for any person or entity engaged in the making of loans or in the provision of other financial assistance relating to the purchase, construction, improvement, repair or maintenance of dwellings or which are secured by residential real estate to impose different terms or conditions for the availability of such loans or other financial assistance because of race, color, religion, sex, handicap, familial status, or national origin.

(b) Unlawful conduct under this section includes, but is not limited to:

(1) Using different policies, practices or procedures in evaluating or in determining creditworthiness of any person in connection with the provision of any loan or other financial assistance for a dwelling or for any loan or other financial assistance which is secured by residential real estate because of race, color, religion, sex, handicap, familial status, or national origin.

(2) Determining the type of loan or other financial assistance to be provided with respect to a dwelling, or fixing the amount, interest rate, cost, duration or other terms or conditions for a loan or other financial assistance for a dwelling or which is secured by residential real estate, because of race, color, religion, sex, handicap, familial status, or national origin.

(3) Servicing of loans or other financial assistance with respect to dwellings in a manner that discriminates, or servicing of loans or other financial assistance which are secured by residential real estate in a manner that discriminates, or providing such loans or financial assistance with other terms or conditions that discriminate, because of race, color, religion, sex, handicap, familial status, or national origin.

(4) Conditioning an aspect of a loan or other financial assistance to be provided with respect to a dwelling, or the terms or conditions thereof, on a person's response to harassment because of race, color, religion, sex, handicap, familial status, or national origin.

(5) Subjecting a person to harassment because of race, color, religion, sex, handicap, familial status, or national origin that has the effect of imposing different terms or conditions for the availability of such loans or other financial assistance.

[54 FR 3283, Jan. 23, 1989, as amended at 78 FR 11481, Feb. 15, 2013; 81 FR 63074, Sept. 14, 2016]

Get a plain-English answer with a citation back to this text.

Ask AI about this code
▸ Contents — 24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Housing Act
24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Housing Act
  1. 24 C.F.R. Part 100 — Discriminatory Conduct Under the Fair Hou…
  2. ▸ PART 100—DISCRIMINATORY CONDUCT UNDER THE FAIR HOUSING ACT
    Overview
    1. Subpart A—General
    2. Subpart B—Discriminatory Housing Practices
    3. ▸ Subpart C—Discrimination in Residential Real Estate-Related Tr…
      Overview
      1. § 100.110 Discriminatory practices in residential real estate-…
      2. § 100.115 Residential real estate-related transactions.
      3. § 100.120 Discrimination in the making of loans and in the pro…
      4. § 100.125 Discrimination in the purchasing of loans.
      5. § 100.130 Discrimination in the terms and conditions for makin…
      6. § 100.135 Unlawful practices in the selling, brokering, or app…
      7. § 100.140 General rules.
      8. § 100.141 Definitions.
      9. § 100.142 Types of information.
      10. § 100.143 Appropriate corrective action.
      11. § 100.144 Scope of privilege.
      12. § 100.145 Loss of privilege.
      13. § 100.146 Limited use of privileged information.
      14. § 100.147 Adjudication.
      15. § 100.148 Effective date.
    4. Subpart D—Prohibition Against Discrimination Because of Handicap
    5. Subpart E—Housing for Older Persons
    6. Subpart F—Interference, Coercion or Intimidation
    7. Subpart G—Discriminatory Effect
    8. Subpart H— Quid Pro Quo and Hostile Environment Harassment

GoCodebook provides public access, search, citation, multilingual explanation, and practical interpretation of legally adopted building regulations. It is not a substitute for the official ICC or California code publications.