Lake Elsinore · Property taxes
Property taxes in Lake Elsinore
Property tax in Lake Elsinore: the range of tax rates from the county's table, the levies behind it, the Mello-Roos districts the city formed and the state rules, with a link to every source.
Key points
Lake Elsinore property tax: total rates 1.0495% to 1.1384% across 93 tax rate areas (FY 2025-26), the levies behind it and the Prop 13 rules, with the county source. The county sets and collects the tax.
Each block below is marked county or state data, Lake Elsinore code or CA state law, and links to its source (checked October 2026). General information, not legal advice.
Tax rates in this area
County rate table The county lists 93 tax rate areas inside Lake Elsinore for fiscal year 2025-26. Their total rate runs from 1.0495% to 1.1384% of assessed value. 94% of the 27,326 parcels in these areas pay 1.0565%.
The total is the 1% general tax (Proposition 13) plus the rates voters approved for school, city and other bonds. It does not include fixed charges such as Mello-Roos special taxes, parcel taxes or assessments, which come on the same bill.
| Levy | Rate | Share of rate areas |
|---|---|---|
| General tax (Prop 13) | 1% | all |
| LAKE ELSINORE UNIFIED | 0.047% | 90% |
| MWD WEST 1302999 | 0.007% | 97% |
| MT SAN JACINTO JR COLLEGE | 0.0025% | all |
Your exact rate depends on your address. Look up the rate for an address → Source: Riverside County rate table, fiscal year 2025-26.
Mello-Roos districts
State data Lake Elsinore has formed 19 Mello-Roos community facilities districts. A home inside one pays a special tax on its property tax bill, in addition to the rate above.
- Lake Elsinore CFD 2006-4 (Rosetta Hills) (bonds run to 2054)
- Lake Elsinore CFD No 2003-2 (bonds run to 2048)
- Lake Elsinore CFD No 2004-3 (bonds run to 2039)
- Lake Elsinore CFD No 2005-1 (bonds run to 2036)
- Lake Elsinore CFD No 2005-2 (bonds run to 2036)
- Lake Elsinore CFD No 2005-5 (bonds run to 2038)
- Lake Elsinore CFD No 2005-6 (bonds run to 2036)
- Lake Elsinore CFD No 2006-1 (bonds run to 2051)
- Lake Elsinore CFD No 2006-2 (bonds run to 2036)
- Lake Elsinore CFD No 2006-6 (bonds run to 2052)
- Lake Elsinore CFD No 2006-8 (bonds run to 2053)
- Lake Elsinore CFD No 2007-4 (bonds run to 2047)
- Lake Elsinore CFD No 2007-5 (bonds run to 2048)
- Lake Elsinore CFD No 2015-5 (bonds run to 2047)
- Lake Elsinore CFD No 2016-2 (bonds run to 2048)
- Lake Elsinore CFD No 2019-1 (bonds run to 2051)
- Lake Elsinore CFD No 2019-2 (bonds run to 2054)
- Lake Elsinore CFD No 95-1 (bonds run to 2025)
- Lake Elsinore CFD No 98-1 (bonds run to 2033)
The state data gives no tax amounts. Your tax bill shows them; the address lookup lists the districts named for the city. School, water and other districts may have formed districts here too. Source: California State Treasurer, DebtWatch (reporting year 2025).
The state rules underneath
CA state law California law sets this statewide. 1% property tax limit (Prop 13): The general property tax on real property may not exceed 1% of its full cash value; voter-approved bond debt is levied on top (Cal. Const. art. XIII A, § 1(a), (b)). 2% annual cap on assessed value: The base year value rises each year by the California CPI change, but never more than 2% (Rev. & Tax. Code § 51(a)(1)(D)). California property tax rules — the full state rule →
Mills Act contracts for historic homes
| Mills Act tax incentive |
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Who this affects
Frequently asked questions
What is the property tax rate in Lake Elsinore?
The county lists 93 tax rate areas inside Lake Elsinore for fiscal year 2025-26. Their total rate runs from 1.0495% to 1.1384% of assessed value. 94% of the 27,326 parcels in these areas pay 1.0565%. The exact rate depends on the address.
Does Lake Elsinore have Mello-Roos districts?
Yes. Lake Elsinore has formed 19 Mello-Roos community facilities districts (State Treasurer data). Only homes inside a district pay its special tax.
Does Lake Elsinore offer Mills Act property tax contracts?
Lake Elsinore's code: Council may create a Mills Act program; owners get a property tax reduction for repair, rehabilitation and maintenance commitments (Designated historic resource) (§ 15.78.160).
General information, not legal advice.
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Ask GoCodebook how these rules apply to your address and get an answer that cites the section.
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