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El Cajon · Property taxes

Property taxes in El Cajon

Property tax in El Cajon: the range of tax rates from the county's table and the state rules, with a link to every source.

Key points

Tax rates in this area — county data The state rules underneath — state law Mills Act contracts for historic homes — El Cajon rule

El Cajon property tax: total rates 1.1711% to 1.181% across 161 tax rate areas (FY 2025-26), the levies behind it and the Prop 13 rules, with the county source. The county sets and collects the tax.

Each block below is marked county or state data, El Cajon code or CA state law, and links to its source (checked October 2026). General information, not legal advice.

Tax rates in this area

County rate table The county lists 161 tax rate areas inside El Cajon for fiscal year 2025-26. Their total rate runs from 1.1711% to 1.181% of assessed value.

The total is the 1% general tax (Proposition 13) plus the rates voters approved for school, city and other bonds. It does not include fixed charges such as Mello-Roos special taxes, parcel taxes or assessments, which come on the same bill.

Your exact rate depends on your address. Look up the rate for an address → Source: San Diego County rate table, fiscal year 2025-26.

The state rules underneath

CA state law California law sets this statewide. 1% property tax limit (Prop 13): The general property tax on real property may not exceed 1% of its full cash value; voter-approved bond debt is levied on top (Cal. Const. art. XIII A, § 1(a), (b)). 2% annual cap on assessed value: The base year value rises each year by the California CPI change, but never more than 2% (Rev. & Tax. Code § 51(a)(1)(D)). California property tax rules — the full state rule →

Mills Act contracts for historic homes

El Cajon code What El Cajon's code adds
Mills Act tax incentive
  • Available. The city council may, after a Historic Preservation Commission recommendation, enter Mills Act contracts with owners of historic resources.
    § 17.55.190 · code text
    To make historic preservation incentives available to El Cajon residents, the city council authorizes the use of contracts pursuant to California Government Code Section 50280 et seq., alternately known as "Historical Property Contracts" or the "Mills Act.”

Who this affects

HomeownersBuyersReal estate agents

Frequently asked questions

What is the property tax rate in El Cajon?

The county lists 161 tax rate areas inside El Cajon for fiscal year 2025-26. Their total rate runs from 1.1711% to 1.181% of assessed value. The exact rate depends on the address.

Does El Cajon offer Mills Act property tax contracts?

El Cajon's code: Available. The city council may, after a Historic Preservation Commission recommendation, enter Mills Act contracts with owners of historic resources. (§ 17.55.190).

General information, not legal advice.

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