DIVISION 2. CLASSES OF INSURANCE 1880-12880.6›PART 2. LIFE AND DISABILITY INSURANCE 10110-11549›CHAPTER 2.6. Long-Term Care Insurance 10231-10237.6›ARTICLE 3. General Provisions 10232-10233.8
§ 10232.97
California Insurance Code · 2020-11 edition · updated 2026-10-04 · California
In every long-term care policy or certificate that covers care in a nursing facility, the threshold establishing eligibility for nursing facility care shall be no more restrictive than a provision that the insured will qualify if either one of two criteria are met:
(a) Impairment in two activities of daily living.
(b) Impairment in cognitive ability.
(Added by Stats. 1999, Ch. 947, Sec. 7. Effective January 1, 2000.)
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