California housing & land-use law
California Insurance Code
California housing and land-use law as enacted — the statewide floor local ordinances are written against.
- Effective
- 2018-09-21
- Last updated
- 2026-10-04
- Contents
- 6 chapters · 4,913 sections
- Jurisdiction
- California
Contents
▸GENERAL PROVISIONS
▸DIVISION 1. GENERAL RULES GOVERNING INSURANCE 100-1879.8
Overview▸PART 2. THE BUSINESS OF INSURANCE 680-1879.8
Overview▸CHAPTER 1. General Regulations 680-1113
Overview▸ARTICLE 3. Certificate of Authority 699-728
▸ARTICLE 4.7. Multiple Employer Welfare Arrangements 742.20-742.43
▸ARTICLE 5.9. Credit Life and Disability Insurance 779.1-779.36
▸ARTICLE 6.6. Insurance Information and Privacy Protection Act 791-791.29
▸ARTICLE 8. Issue of Securities 820-860
▸ARTICLE 14. Proceedings in Cases of Insolvency and Delinquency 1010-1062
Overview- § 1010
- § 1011
- § 1011.1
- § 1011.5
- § 1012
- § 1013
- § 1014
- § 1015
- § 1016
- § 1017
- § 1018
- § 1019
- § 1020
- § 1021
- § 1022
- § 1023
- § 1024
- § 1025
- § 1025.5
- § 1026
- § 1026.1
- § 1027
- § 1028
- § 1029
- § 1030
- § 1030.5
- § 1030.6
- § 1031
- § 1032
- § 1033
- § 1033.5
- § 1034
- § 1034.1
- § 1035
- § 1035.2
- § 1035.5
- § 1036
- § 1037
- § 1038
- § 1039
- § 1040
- § 1041
- § 1042
- § 1043
- § 1044
- § 1045
- § 1046
- § 1047
- § 1048
- § 1049
- § 1050
- § 1051
- § 1052
- § 1053
- § 1054
- § 1055
- § 1056
- § 1056.5
- § 1057
- § 1058
- § 1059
- § 1060
- § 1061
- § 1062
▸CHAPTER 2. Incorporated Insurers 1140-1260
Overview▸ARTICLE 4. Property Authorized for Excess Funds Investments 1190-1202
Overview- § 1190
- § 1191
- § 1191.1
- § 1191.5
- § 1192
- § 1192.1
- § 1192.2
- § 1192.3
- § 1192.4
- § 1192.5
- § 1192.6
- § 1192.7
- § 1192.8
- § 1192.9
- § 1192.95
- § 1192.10
- § 1193
- § 1194
- § 1194.1
- § 1194.5
- § 1194.6
- § 1194.7
- § 1194.8
- § 1194.81
- § 1194.82
- § 1194.85
- § 1194.86
- § 1194.87
- § 1194.88
- § 1194.9
- § 1194.95
- § 1195
- § 1196
- § 1196.1
- § 1197
- § 1198
- § 1199
- § 1200
- § 1201
- § 1202
▸CHAPTER 3. Reciprocal Insurers 1280-1560.19
▸CHAPTER 4. Foreign Insurers 1561-1620.7
▸CHAPTER 5. Production Agencies 1621-1758.993
Overview▸ARTICLE 16.1. Portable Electronics Insurance 1758.6-1758.693
▸ARTICLE 16.6. Rental Car Agents 1758.8-1758.891
▸ARTICLE 16.7. Credit Insurance Agents 1758.9-1758.993
▸CHAPTER 6. Surplus Line Brokers 1760-1780
Overview- § 1760
- § 1760.1
- § 1760.2
- § 1760.5
- § 1760.6
- § 1760.7
- § 1761
- § 1762
- § 1763
- § 1763.1
- § 1763.2
- § 1763.5
- § 1764
- § 1764.1
- § 1764.2
- § 1764.3
- § 1764.4
- § 1764.5
- § 1764.7
- § 1765
- § 1765.1
- § 1765.2
- § 1765.3
- § 1765.4
- § 1765.5
- § 1766
- § 1767
- § 1768
- § 1769
- § 1770
- § 1771
- § 1772
- § 1773
- § 1774
- § 1775
- § 1775.1
- § 1775.2
- § 1775.3
- § 1775.4
- § 1775.5
- § 1775.6
- § 1775.7
- § 1775.8
- § 1775.9
- § 1776
- § 1778
- § 1779
- § 1780
▸CHAPTER 7. Bail Licenses 1800-1823
Overview▸ARTICLE 1. Qualification and Licensing 1800-1823
Overview- § 1800
- § 1800.4
- § 1800.5
- § 1800.6
- § 1800.7
- § 1800.75
- § 1800.8
- § 1801
- § 1802
- § 1802.1
- § 1802.2
- § 1802.5
- § 1802.6
- § 1802.7
- § 1802.71
- § 1802.72
- § 1802.73
- § 1802.74
- § 1802.75
- § 1802.76
- § 1802.77
- § 1803
- § 1804
- § 1805
- § 1806
- § 1807
- § 1807.5
- § 1807.7
- § 1807.8
- § 1807.9
- § 1808
- § 1809
- § 1810
- § 1810.5
- § 1810.6
- § 1810.7
- § 1810.8
- § 1810.9
- § 1811
- § 1812
- § 1813
- § 1814
- § 1815
- § 1819
- § 1820
- § 1821
- § 1822
- § 1823
▸CHAPTER 9. Rates and Rating and Other Organizations 1850.4-1861.16
▸CHAPTER 12. The Insurance Frauds Prevention Act 1871-1879.8
▸DIVISION 2. CLASSES OF INSURANCE 1880-12880.5
Overview▸PART 1. FIRE AND MARINE INSURANCE 1880-10108.1
Overview▸CHAPTER 1. The Marine Contract 1880-2010
▸CHAPTER 2. The Fire Insurance Contract 2030-2084
▸CHAPTER 4. General Mutual Insurers 4010-4097.20
▸CHAPTER 5. County Mutual Fire Insurers 5050-7060
▸CHAPTER 6. County Mutual Fire Reinsurers 7080-9060
▸CHAPTER 8. Underwriters Fire Patrols 10020-10080
▸CHAPTER 8.5. Earthquake Insurance 10081-10089.4
▸CHAPTER 8.6. California Earthquake Authority 10089.5-10089.54
Overview- § 10089.5
- § 10089.6
- § 10089.7
- § 10089.8
- § 10089.9
- § 10089.10
- § 10089.11
- § 10089.12
- § 10089.13
- § 10089.14
- § 10089.15
- § 10089.16
- § 10089.17
- § 10089.19
- § 10089.20
- § 10089.21
- § 10089.22
- § 10089.23
- § 10089.24
- § 10089.25
- § 10089.26
- § 10089.27
- § 10089.28
- § 10089.29
- § 10089.30
- § 10089.31
- § 10089.32
- § 10089.33
- § 10089.34
- § 10089.35
- § 10089.36
- § 10089.37
- § 10089.38
- § 10089.39
- § 10089.395
- § 10089.397
- § 10089.40
- § 10089.41
- § 10089.42
- § 10089.43
- § 10089.44
- § 10089.46
- § 10089.47
- § 10089.48
- § 10089.49
- § 10089.50
- § 10089.51
- § 10089.52
- § 10089.53
- § 10089.54
▸CHAPTER 8.9. Insurance Mediation 10089.70-10089.83
▸PART 2. LIFE AND DISABILITY INSURANCE 10110-11549
Overview▸CHAPTER 1. The Contract 10110-10198.10
Overview▸ARTICLE 1. General Provisions 10110-10127.19
Overview- § 10110
- § 10110.1
- § 10110.2
- § 10110.3
- § 10110.4
- § 10110.5
- § 10110.6
- § 10111
- § 10111.2
- § 10111.5
- § 10111.7
- § 10112
- § 10112.1
- § 10112.2
- § 10112.25
- § 10112.26
- § 10112.27
- § 10112.28
- § 10112.29
- § 10112.295
- § 10112.297
- § 10112.3
- § 10112.3
- § 10112.300
- § 10112.35
- § 10112.4
- § 10112.5
- § 10112.6
- § 10112.7
- § 10112.8
- § 10112.81
- § 10112.82
- § 10112.9
- § 10113
- § 10113.1
- § 10113.2
- § 10113.3
- § 10113.35
- § 10113.4
- § 10113.5
- § 10113.6
- § 10113.7
- § 10113.71
- § 10113.72
- § 10113.8
- § 10113.9
- § 10113.95
- § 10113.95
- § 10114
- § 10115
- § 10116
- § 10116.5
- § 10117
- § 10117.5
- § 10117.52
- § 10118
- § 10119
- § 10119.1
- § 10119.2
- § 10119.2
- § 10119.3
- § 10119.5
- § 10119.6
- § 10119.7
- § 10119.8
- § 10119.9
- § 10120
- § 10120.2
- § 10120.3
- § 10120.5
- § 10121
- § 10121.5
- § 10121.6
- § 10121.7
- § 10122
- § 10122.1
- § 10122.2
- § 10123
- § 10123.1
- § 10123.2
- § 10123.3
- § 10123.31
- § 10123.35
- § 10123.36
- § 10123.4
- § 10123.5
- § 10123.55
- § 10123.6
- § 10123.67
- § 10123.68
- § 10123.7
- § 10123.8
- § 10123.81
- § 10123.82
- § 10123.83
- § 10123.835
- § 10123.84
- § 10123.85
- § 10123.86
- § 10123.865
- § 10123.866
- § 10123.87
- § 10123.88
- § 10123.89
- § 10123.9
- § 10123.91
- § 10123.10
- § 10123.11
- § 10123.12
- § 10123.13
- § 10123.131
- § 10123.132
- § 10123.135
- § 10123.137
- § 10123.14
- § 10123.141
- § 10123.145
- § 10123.147
- § 10123.15
- § 10123.16
- § 10123.17
- § 10123.18
- § 10123.184
- § 10123.185
- § 10123.19
- § 10123.191
- § 10123.192
- § 10123.193 (repealed January 1, 2020)
- § 10123.193 (operative January 1, 2020)
- § 10123.194
- § 10123.195
- § 10123.196
- § 10123.197
- § 10123.198
- § 10123.199
- § 10123.20
- § 10123.201
- § 10123.202
- § 10123.203
- § 10123.205
- § 10123.206
- § 10123.21
- § 10123.22
- § 10124
- § 10124.7
- § 10125
- § 10125.1
- § 10126
- § 10126.5
- § 10126.6
- § 10127
- § 10127.1
- § 10127.15
- § 10127.2
- § 10127.21
- § 10127.3
- § 10127.4
- § 10127.5
- § 10127.7
- § 10127.8
- § 10127.9
- § 10127.10
- § 10127.11
- § 10127.12
- § 10127.13
- § 10127.14
- § 10127.16
- § 10127.17
- § 10127.18
- § 10127.19
▸ARTICLE 1.7. California Cobra Program 10128.50-10128.59
▸ARTICLE 3b. Standard Nonforfeiture Law for Individual Deferred Annuities 10168-10168.10
▸ARTICLE 4. Payment and Proceeds 10170-10180
▸ARTICLE 4.5. Review of Rate Increases 10181-10181.13
▸ARTICLE 6. Medicare Supplement Policies 10192.1-10192.24
▸ARTICLE 7. Preexisting Condition Provisions 10198.6-10198.10
▸CHAPTER 1.5. Health Coverage Contract Notification 10199-10199.9
Overview▸ARTICLE 2. General Provisions 10199.1-10199.49
▸CHAPTER 2. Group Life Policies 10200-10214
Overview- § 10200
- § 10200.2
- § 10200.5
- § 10201
- § 10202
- § 10202.5
- § 10202.8
- § 10202.81
- § 10202.82
- § 10202.85
- § 10203
- § 10203.1
- § 10203.2
- § 10203.4
- § 10203.5
- § 10203.55
- § 10203.7
- § 10203.8
- § 10203.9
- § 10203.10
- § 10204
- § 10204.5
- § 10205
- § 10205.5
- § 10205.6
- § 10206
- § 10206.5
- § 10207
- § 10208
- § 10209
- § 10209.1
- § 10209.3
- § 10210
- § 10210.5
- § 10211
- § 10212
- § 10214
▸CHAPTER 4. Standard Provisions in Disability Policies 10270-10402.1
Overview▸ARTICLE 1. Scope of Chapter and Definitions 10270-10279
Overview- § 10270
- § 10270.1
- § 10270.2
- § 10270.2.5
- § 10270.3
- § 10270.4
- § 10270.5
- § 10270.505
- § 10270.507
- § 10270.51
- § 10270.55
- § 10270.57
- § 10270.6
- § 10270.63
- § 10270.65
- § 10270.7
- § 10270.8
- § 10270.9
- § 10270.91
- § 10270.92
- § 10270.93
- § 10270.94
- § 10270.95
- § 10270.97
- § 10270.98
- § 10270.99
- § 10271
- § 10271.1
- § 10272
- § 10273
- § 10273.3
- § 10273.4
- § 10273.5
- § 10273.6
- § 10273.7
- § 10274
- § 10275
- § 10276
- § 10277
- § 10278
- § 10279
▸ARTICLE 2.1. Accelerated Death Benefits 10295-10295.19
- ARTICLE 2.5. Transportation Ticket Policies
▸ARTICLE 5. Optional Standard Provisions and Special Provisions—Uniform Provisions 10369.1-1036…
▸CHAPTER 5. General Regulation of Life Insurers 10430-10509.938
Overview▸ARTICLE 3a. Standard Valuation Law 10489.1-10489.992
▸ARTICLE 9. Suitability Requirements for Annuity Transactions 10509.910-10509.918
▸ARTICLE 11. Life Insurance Proceeds Disclosure Act of 2011 10509.930-10509.938
▸CHAPTER 5.5. Life Insurance Policy Illustrations 10509.950-10509.965
▸CHAPTER 5.6. Life Insurance Cost Indexes 10509.970-10509.975
▸CHAPTER 8. Small Employer Health Insurance 10700-10752.8
▸CHAPTER 8.01. Nongrandfathered Small Employer Health Insurance 10753-10753.18.7
Overview▸ARTICLE 1. Definitions 10753-10753.01
▸ARTICLE 2. Small Employer Carrier Requirements 10753.02-10753.18.7
▸CHAPTER 8.02. Grandfathered Small Employer Health Insurance 10755-10755.18.7
Overview▸ARTICLE 1. Definitions 10755-10755.01
▸ARTICLE 2. Small Employer Carrier Requirements 10755.02-10755.18.7
▸CHAPTER 9. The Private Health Care Voluntary Purchasing Alliance Act 10800-10887
▸CHAPTER 9.9. Individual Access to Health Insurance 10965-10965.18
▸CHAPTER 10. Fraternal Benefit Societies 10970-11165
▸CHAPTER 11. Change by Assessment Plan Insurer to Reserve Plan 11420-11490
▸CHAPTER 13. Voluntary Mutualization of Incorporated Life and Life and Disability Insurers Havi…
▸CHAPTER 14. Conversion of an Incorporated Mutual Life or Life and Disability Insurer into an I…
▸PART 3. LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER LIABILITY INSURANCE 11550-11895
Overview▸CHAPTER 1. General Regulations 11550-11629.88
Overview▸ARTICLE 2. Actions on Policies Containing Liability Provisions 11580-11589.5
Overview- § 11580
- § 11580.01
- § 11580.02
- § 11580.04
- § 11580.05
- § 11580.06
- § 11580.07
- § 11580.08
- § 11580.09
- § 11580.010
- § 11580.011
- § 11580.1
- § 11580.15
- § 11580.17
- § 11580.2
- § 11580.23
- § 11580.24
- § 11580.25
- § 11580.26
- § 11580.3
- § 11580.4
- § 11580.5
- § 11580.6
- § 11580.8
- § 11580.9
- § 11580.10
- § 11581
- § 11582
- § 11583
- § 11584
- § 11585
- § 11586
- § 11588
- § 11589
- § 11589.5
▸ARTICLE 5.5. California Low-Cost Automobile Insurance Program 11629.7-11629.88
▸CHAPTER 2. Workers’ Compensation Policies 11630-11665
▸CHAPTER 3. Regulation of Business of Workers’ Compensation Insurance 11690-11761
Overview▸ARTICLE 3. Rating and Other Organizations 11750-11759.2
Overview- § 11750
- § 11750.1
- § 11750.2
- § 11750.3
- § 11751
- § 11751.1
- § 11751.2
- § 11751.25
- § 11751.3
- § 11751.35
- § 11751.4
- § 11751.5
- § 11751.55
- § 11751.7
- § 11751.8
- § 11751.82
- § 11751.9
- § 11752
- § 11752.1
- § 11752.2
- § 11752.5
- § 11752.6
- § 11752.7
- § 11752.75
- § 11752.8
- § 11752.9
- § 11753
- § 11753.1
- § 11753.2
- § 11753.3
- § 11754
- § 11754.1
- § 11754.2
- § 11754.3
- § 11754.4
- § 11754.5
- § 11755
- § 11756
- § 11757
- § 11758
- § 11758.1
- § 11759
- § 11759.1
- § 11759.2
▸CHAPTER 4. The State Compensation Insurance Fund 11770-11886.2
Overview▸ARTICLE 1. Organization and Powers 11770-11805
Overview- § 11770
- § 11771
- § 11771.5
- § 11772
- § 11773
- § 11774
- § 11775
- § 11776
- § 11777
- § 11778
- § 11779
- § 11780
- § 11780.5
- § 11781
- § 11781.5
- § 11782
- § 11783
- § 11784
- § 11785
- § 11785.5
- § 11786
- § 11787
- § 11788
- § 11790
- § 11793
- § 11797 (repealed January 1, 2025)
- § 11797 (operative January 1, 2025)
- § 11800
- § 11800.1
- § 11800.2
- § 11801
- § 11802
- § 11803
- § 11804
- § 11805
▸PART 5. MOTOR CLUBS 12140-12311
▸PART 6. INSURANCE COVERING LAND 12340-12661
Overview▸CHAPTER 1. Title Insurance 12340-12418.4
Overview▸ARTICLE 1. Definitions 12340-12342
▸ARTICLE 6.7. Hearings, Procedure, and Judicial Review 12414.13-12414.19
▸ARTICLE 6.9. Examinations, Penalties and Miscellaneous 12414.20-12414.31
▸CHAPTER 2A. Mortgage Guaranty Insurance 12640.01-12640.20
Overview▸ARTICLE 1. Definitions 12640.01-12640.02
▸ARTICLE 2. Capital, Surplus and Contingency Reserve Requirements 12640.03-12640.06
▸ARTICLE 4. Limitations and Restrictions for Transacting Business 12640.07-12640.11
▸ARTICLE 5. Rebates and Commissions 12640.12-12640.15
▸ARTICLE 6. Financial Statements 12640.16-12640.16
▸ARTICLE 7. Applicability of Other Laws 12640.17-12640.17
▸ARTICLE 8. Additional Powers of Commissioner 12640.18-12640.18
▸ARTICLE 9. Advertising 12640.19-12640.19
▸ARTICLE 10. Fees 12640.20-12640.20
▸PART 6.2. HEALTHY FAMILIES 12693-12694.2
Overview▸CHAPTER 3. Creation of Program and Powers of the Board 12693.20-12693.23
▸CHAPTER 4. Administration 12693.25-12693.55
Overview- § 12693.25
- § 12693.26
- § 12693.27
- § 12693.271
- § 12693.28
- § 12693.29
- § 12693.30
- § 12693.31
- § 12693.32
- § 12693.325
- § 12693.326
- § 12693.33
- § 12693.34
- § 12693.35
- § 12693.36
- § 12693.37
- § 12693.38
- § 12693.39
- § 12693.40
- § 12693.41
- § 12693.42
- § 12693.43
- § 12693.44
- § 12693.45
- § 12693.46
- § 12693.47
- § 12693.48
- § 12693.49
- § 12693.50
- § 12693.51
- § 12693.515
- § 12693.52
- § 12693.53
- § 12693.54
- § 12693.55
▸CHAPTER 5. Health Benefits and Copayments 12693.60-12693.62
▸CHAPTER 6. Dental Benefits and Copayments 12693.63-12693.64
▸CHAPTER 7. Vision Benefits and Copayments 12693.65-12693.66
▸CHAPTER 8. Linkages with Public Programs 12693.68-12693.69
▸CHAPTER 9. Eligibility 12693.70-12693.765
▸CHAPTER 10. Fiscal Integrity 12693.77-12693.77
▸CHAPTER 11. Protection Against Substitution of Benefits 12693.80-12693.84
▸CHAPTER 12. Appeals 12693.85-12693.89
▸CHAPTER 14. Rural Demonstration Project 12693.91-12693.915
▸CHAPTER 15. Reports 12693.92-12693.95
▸CHAPTER 16. Funds 12693.96-12693.97
▸CHAPTER 16.1. Healthy Families Bridge Benefits Program 12693.98-12694
▸PART 6.6. QUALIFIED HIGH RISK POOLS 12739.5-12739.62
▸PART 6.7. Federal Temporary High Risk Health Insurance Fund 12739.70-12739.76
▸PART 6.8. Program Transfers 12739.77-12739.79
▸PART 7. HOME PROTECTION 12740-12764
▸DIVISION 5. INSURANCE ADJUSTERS 14000-16032