Earlier editions: 2020-112018-112026-09
DIVISION 2. LICENSING PROVISIONS 1200-1796.88›CHAPTER 2.2. Health Care Service Plans 1340-1399.874›ARTICLE 7.5. Underwriting Practices 1389.1-1389.8
§ 1389.3
California Health and Safety Code · 2026-10 edition · updated 2026-10-04 · California
No health care service plan shall engage in the practice of postclaims underwriting. For purposes of this section, “postclaims underwriting” means the rescinding, canceling, or limiting of a plan contract due to the plan’s failure to complete medical underwriting and resolve all reasonable questions arising from written information submitted on or with an application before issuing the plan contract. This section shall not limit a plan’s remedies described in subdivision (a) of Section 1389.21.
(Amended by Stats. 2010, Ch. 658, Sec. 9. (AB 2470) Effective January 1, 2011.)
Get a plain-English answer with a citation back to this text.
Ask AI about this code