DIVISION 3. OBLIGATIONS 1427-3273.91›PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS 1738-3273.91›TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT 1785.1-1785.36›CHAPTER 3. Requirements on Users of Consumer Credit Reports 1785.20-1785.22

§ 1785.20.6

California Civil Code · 2026-09 edition · updated 2026-10-03 · California

A person who uses a consumer credit report in connection with a credit transaction shall not use a medical debt listed on the report as a negative factor when making a credit decision.

(Added by Stats. 2024, Ch. 520, Sec. 3. (SB 1061) Effective January 1, 2025.)

Get a plain-English answer with a citation back to this text.

Ask AI about this code

Export this section

▸Contents — California Civil Code

California Civil Code

GoCodebook provides public access, search, citation, multilingual explanation, and practical interpretation of legally adopted building regulations. It is not a substitute for the official ICC or California code publications.