Skip to content
ChatProjectCodes

DIVISION 3. OBLIGATIONS 1427-3273.91›PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS 1738-3273.91›TITLE 1.6. CONSUMER CREDIT REPORTING AGENCIES ACT 1785.1-1785.36›CHAPTER 2. Obligations of Consumer Credit Reporting Agencies 1785.10-1785.19.5

§ 1785.10.1

California Civil Code · 2026-09 edition · updated 2026-10-03 · California

(a) It is unlawful for a consumer credit reporting agency to prohibit in any manner, including, but not limited to, in the terms of a contract enforceable in the state, or to dissuade or attempt to dissuade, a user of a consumer credit report furnished by the credit reporting agency from providing a copy of the consumer’s credit report to the consumer, upon the consumer’s request, if the user has taken adverse action against the consumer based in whole or in part upon information in the report.

(b) The Attorney General, any district attorney or city attorney, or a city prosecutor in any city or city and county having a full-time city prosecutor, may bring a civil action in any court of competent jurisdiction against any credit reporting agency violating this section for a civil penalty not to exceed five thousand dollars ($5,000) which may be assessed and recovered in a civil action brought in the name of the people of the State of California.

(Added by Stats. 2013, Ch. 433, Sec. 1. (AB 1220) Effective January 1, 2014.)

Get a plain-English answer with a citation back to this text.

Ask AI about this code
Export this section
▸Contents — California Civil Code
California Civil Code

GoCodebook provides public access, search, citation, multilingual explanation, and practical interpretation of legally adopted building regulations. It is not a substitute for the official ICC or California code publications.