Skip to content
ChatProjectCodes

DIVISION 3. OBLIGATIONS 1427-3273›PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS 1738-3273.16›TITLE 1.6C. FAIR DEBT COLLECTION PRACTICES 1788-1788.33›ARTICLE 3. Debtor Responsibilities 1788.20-1788.22

§ 1788.20

California Civil Code · 2020-11 edition · updated 2026-10-04 · California

In connection with any request or application for consumer credit, no person shall:

(a) Request or apply for such credit at a time when such person knows there is no reasonable probability of such person’s being able, or such person then lacks the intention, to pay the obligation created thereby in accordance with the terms and conditions of the credit extension; or

(b) Knowingly submit false or inaccurate information or willfully conceal adverse information bearing upon such person’s credit worthiness, credit standing, or credit capacity.

(Added by Stats. 1977, Ch. 907.)

Get a plain-English answer with a citation back to this text.

Ask AI about this code
Export this section
▸Contents — California Civil Code
California Civil Code

GoCodebook provides public access, search, citation, multilingual explanation, and practical interpretation of legally adopted building regulations. It is not a substitute for the official ICC or California code publications.