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12 CFR Part 1026›PART 1026—TRUTH IN LENDING (REGULATION Z)›Subpart D—Miscellaneous

§ 1026.30 Limitation on rates.

12 CFR Part 1026 · 2026-09-24 edition · updated 2026-10-02 · California

A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:

(a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or

(b) In the case of open-end credit, the annual percentage rate may increase during the plan.

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▸Contents — 12 CFR Part 1026
12 CFR Part 1026

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