Alameda Municipal Code § 10-3 Insurance

It shall be unlawful for any owner to drive or operate, or cause or permit to be driven or operated any public motor vehicle in the City unless such owner shall have approved by the City Attorney and placed on file with the Chief of Police, written certificate or certificates of a responsible and solvent corporation authorized to issue such policy under the laws of the State of California, that it has issued to or for the benefit of the owner, a motor vehicle liability policy or policies which at date of the certificate or certificates are in full force and effect, and designating therein that any and all public motor vehicles which may be driven or operated under any permit granted to such owner under the provisions of this chapter are or will be covered under the policy or policies.

(Ord. No. 693 N.S.; Ord. No. 2182 N.S.)

The motor vehicle liability policy required under the provisions of subsection 10-3.1 of this section shall insure the owner, as defined herein, and any other person using or responsible for the use of any such vehicle, with the consent, express or implied, of such owner, against loss from the liability imposed upon such owner by law for injury to, or death of, any person, or damage to property growing out of the maintenance, operation or ownership of any such public motor vehicle, to the amount or limit of one hundred thousand ($100,000.00) dollars on account of injury to or death of any one (1) person, and subject to the same limit as respects injury to or death of one (1) person, of four hundred thousand ($400,000.00) dollars on account of any one (1) accident resulting in injury to or death of more than one (1) person, and of twenty-five thousand ($25,000.00) dollars for damage to property of others, resulting from any one (1) accident. The vehicle liability policy shall inure to the benefit of any and all persons suffering loss or damage either to person or property, as herein provided, and the liability of the insurance carrier shall be in no manner abrogated or abated by the death of the tort feasor and/or the owner.

(Ord. No. 693 N.S.; Ord. No. 1895 N.S.)

Every certificate required under the provisions of subsection 10-3.1 of this section shall certify that the motor vehicle liability policy or policies therein cited shall not be cancelled except upon ten (10) days prior written notice thereof to the Chief of Police. The motor vehicle liability insurance shall be a continuing liability up to the full amount thereof, notwithstanding any recovery thereon, and the certificates thereof shall so certify. All motor vehicle liability policies and all certificates thereof shall be subject to the approval of the City Attorney and the Chief of Police in any and all matters and if, at any time, in the judgment of the Chief of Police the motor vehicle liability policies are not sufficient for any cause, he may require the owner of such public motor vehicle who filed the same to replace the motor vehicle policies within ten (10) days with other policies in accordance with the provisions of this chapter. If the owner fails to replace the motor vehicle policies within ten (10) days with good and sufficient policies as aforesaid, then at the termination of that period the owner's permit issued hereunder shall be by such failure automatically suspended until such time that this requirement is complied with, and the Chief of Police shall enforce such suspension.

(Ord. No. 693 N.S.; Ord. No. 2182 N.S.)