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Fees & public finance

Inclusionary zoning

A local requirement that a share of new units, commonly 10–20%, be deed-restricted affordable — on-site or through in-lieu alternatives.

Definition

Inclusionary zoning is a local ordinance requiring that a percentage of units in new residential projects — commonly 10–20% — be restricted to affordable rents or prices. For-sale inclusionary was upheld as an exercise of the police power in CBIA v. City of San Jose (2015). Rental inclusionary was blocked for years by Palmer/Sixth Street Properties (2009), which read Costa-Hawkins to preempt rent-restricting new units, until AB 1505 (2017) — the "Palmer fix" — expressly restored the authority in the Zoning Law (Gov. Code § 65850(g)), provided the ordinance offers alternative means of compliance such as in-lieu fees, off-site units, or land dedication.

Why it matters in an underwrite

Restricted units compress NOI for the life of the covenant, so model the ordinance's actual AMI bands and unit-mix rules rather than a generic haircut, then price the in-lieu alternative against them. Inclusionary units can also do double duty: the same deed-restricted units frequently qualify the project for density bonus units and concessions, which is often what makes the requirement pencil.

Sources & related guides

See also

See the term in the law itself

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Last reviewed 2026-07-29. General information, not legal advice.