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Waterford · Land use · Apartment building

Where is an apartment building (multifamily housing) allowed in Waterford?

In Waterford, an apartment building (multifamily housing) is allowed in 5 base zones (RM, RH, CC, CH and CR, all with a condition) and not allowed in 2 (Waterford use tables, read October 2026).

Key points

  • Allowed: RM, RH, CC, CH and CR
  • Not allowed: RS and CG

Find your lot's zone on the city zoning map, then read its row. Every status below was read from the Waterford Municipal Code use tables (read October 2026). Base zones only. General information, not legal advice — check with the city before you apply.

Zones where an apartment building (multifamily housing) can go

Waterford's code calls this use “Multifamily apartments residential”. Each row links to the use table it comes from. A zone marked “see note” has a condition in the code, for example upper floors only or a larger lot.

ZoneStatusCode
RM
Allowed — see note
Note A: Rooms in a dwelling unit may be rented for occupancy by not more than three persons who are not members of a single housekeeping unit; provided that not more than two bedrooms shall be rented in each unit.
§ 17.20.030
RH
Allowed — see note
Note A: Rooms in a dwelling unit may be rented for occupancy by not more than three persons who are not members of a single housekeeping unit; provided that not more than two bedrooms shall be rented in each unit.
§ 17.20.030
CC
Allowed — see note
Note 1: Not permitted on ground level.
§ 17.24.030
CH
Allowed — see note
Note 1: Not permitted on ground level.
§ 17.24.030
CR
Allowed — see note
Note 1: Not permitted on ground level.
§ 17.24.030

Zones where it is not allowed

RS, CG.

What else applies

  • Commercial table names the row 'Multifamily residential'.
  • State law: State laws such as AB 2011, SB 6 and the density bonus law can allow homes on some commercial sites, or more units than this table shows.
  • Not covered here: PC district (no use table); Chapter 17.22 mobile home park district RM (S11, not used).. Overlay zones and specific plans can also change the answer.

Other uses in Waterford

Who this affects

HomeownersBuyersReal estate agentsSmall developers

Frequently asked questions

Can I have an apartment building (multifamily housing) in the RS zone in Waterford?

No. Waterford's use table does not allow it in RS (§ 17.20.030).

Can I have an apartment building (multifamily housing) in the RM zone in Waterford?

Yes, with a condition. Waterford's use table lists it as allowed in RM (§ 17.20.030). The code adds a condition: “Rooms in a dwelling unit may be rented for occupancy by not more than three persons who are not members of a single housekeeping unit; provided that not more than two bedrooms shall be rented in each unit.”

General information, not legal advice.

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