Skip to content

San Joaquin · Buying & selling

Buying or selling a home in San Joaquin

San Joaquin has no transfer tax rule of its own; its code makes the owner or person in charge keep the fronting sidewalk in repair. Seller disclosures and property tax limits come from state law.

Key points

  • Transfer tax: San Joaquin has no city transfer tax rule; state law lets the county tax sales over $100 at $0.55 per $500 of value.
  • Sidewalk repairs: City rule: the owner or person in charge of property on an improved street with a sidewalk must keep it in repair and safe.
  • Disclosure statement: State law: single-family sellers must give a Transfer Disclosure Statement; a buyer getting it after the offer may cancel within 3 or 5 days.
  • Hazard zones: State law: sellers must disclose flood, very high fire hazard, earthquake fault and seismic hazard zones when known or locally mapped.
  • Property tax: State law: the general property tax is at most 1% of full cash value plus voter-approved debt; base value rises at most 2% yearly.
  • Homeowner exemption: State law: $7,000 of assessed value is exempt when the home is the owner's principal residence.

Each rule below is marked San Joaquin code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Transfer tax

CA state law San Joaquin has no rule of its own on this, so California law applies. County documentary transfer tax: A county may tax a sale over $100 at $0.55 for each $500 of value ($1.10 per $1,000), not counting liens that remain on the property (Rev. & Tax. Code § 11911(a)). City share of the tax: A city may impose half the county rate ($0.55 per $1,000); the county then credits the city tax against its own, so the combined standard rate stays $1.10 per $1,000 (Rev. & Tax. Code § 11931). California rules for buying and selling — the full state rule →

Seller disclosures

CA state law California law sets this statewide. Transfer Disclosure Statement (TDS) — who must give it: Sellers of single-family residential property must give the buyer a Real Estate Transfer Disclosure Statement (sale, exchange, installment contract, lease-option or ground lease with improvements) (Civ. Code §§ 1102(a), 1102.2). Natural Hazard Disclosure Statement (NHD): Sellers must disclose if the property is in a special flood hazard area, dam inundation area, very high fire hazard severity zone, earthquake fault zone, seismic hazard zone, or wildland fire area (Civ. Code § 1103(c)). California seller disclosure rules — the full state rule →

Property tax after you buy

CA state law California law sets this statewide. 1% property tax limit (Prop 13): The general property tax on real property may not exceed 1% of its full cash value; voter-approved bond debt is levied on top (Cal. Const. art. XIII A, § 1(a), (b)). 2% annual cap on assessed value: The base year value rises each year by the California CPI change, but never more than 2% (Rev. & Tax. Code § 51(a)(1)(D)). California property tax rules — the full state rule →

Sidewalk repairs

San Joaquin code What San Joaquin's code adds
Who must repair it
  • The owner, tenant or anyone in control must keep the sidewalk in front safe and in repair.
    Applies: Buildings, lots or premises facing an improved street or way with a sidewalk.
    § 91.020 · code text
    It is unlawful for any person, firm or corporation owning or having in charge or control, any building, lot or premises in the city, fronting on any portion of an improved street or way, where a sidewalk is laid, either as owner, lessee, tenant or otherwise, to allow any portion of the sidewalk in front of the building, lot or premises, to be out of repair

Who this affects

BuyersSellersReal estate agents

Frequently asked questions

What is the transfer tax when you sell a home in San Joaquin?

San Joaquin has no city transfer tax rule; state law lets the county tax sales over $100 at $0.55 per $500 of value.

What are the sidewalk repair rules for homeowners in San Joaquin?

City rule: the owner or person in charge of property on an improved street with a sidewalk must keep it in repair and safe.

General information, not legal advice.

Ask about a specific San Joaquin property

Ask GoCodebook how these rules apply to your address and get an answer that cites the section.

Ask your question

More on San Joaquin