Redding · Foreclosure & auctions
Foreclosure and auctions in Redding
Redding requires all vacant buildings to be maintained so they are secure from unauthorized entry, with stricter standards for a building unoccupied more than 30 days after vandalism or entry. Foreclosure steps follow state law.
Key points
- All vacant buildings: All vacant buildings must be maintained so they are secure from unauthorized entry.
- After 30 days: A building unoccupied more than 30 days after vandalism, broken windows or doors, or unauthorized entry needs security that prevents deterioration and entry.
- Windows: In such a building, windows and sliding doors must resist entry as well as three-eighths inch CCX plywood nailed with 10D galvanized nails.
- Doors: Doors and openings 10 feet or less above grade must resist entry like a one and three-eighths inch solid-core door with one-inch deadbolt.
- Operable door: In such a building, provide at least one operable door into each building and unit, and keep all locks locked.
- State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.
Each rule below is marked Redding code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.
Registering vacant and foreclosed homes
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Foreclosure steps and deadlines
CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →
Homeowner protections
CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →
The trustee's sale (auction)
CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →
Tenants in a foreclosed home
CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →
Debt after the sale
CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →
Who this affects
Frequently asked questions
Must a lender or owner register a vacant or foreclosed home in Redding?
All vacant buildings must be maintained so they are secure from unauthorized entry. A building unoccupied more than 30 days after vandalism, broken windows or doors, or unauthorized entry needs security that prevents deterioration and entry. In such a building, windows and sliding doors must resist entry as well as three-eighths inch CCX plywood nailed with 10D galvanized nails. Doors and openings 10 feet or less above grade must resist entry like a one and three-eighths inch solid-core door with one-inch deadbolt. In such a building, provide at least one operable door into each building and unit, and keep all locks locked.
General information, not legal advice.
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