Oakdale · Foreclosure & auctions

Foreclosure and auctions in Oakdale

Oakdale requires every vacant or abandoned property to post a local manager's name and 24-hour phone and be inspected monthly. A vacant residential property acquired through a foreclosure sale faces up to $1,000.00 per day.

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Key points

Posted contact: Any property classified as abandoned or vacant must post the name and 24-hour contact phone number of a local property management company.
Inspections: Abandoned or vacant property is inspected monthly, or more often if the director of planning or designee requires.
Rehabilitation: A vacant building boarded voluntarily or through City enforcement must be rehabilitated for occupancy within 30 days after it is boarded.
Foreclosure penalty: The owner of a vacant residential property acquired through a foreclosure sale faces up to $1,000.00 per day, plus the cost of abatement.
State timeline: State law: notice of sale comes at least 3 months after notice of default is recorded and at least 20 days before the sale.
State sale window: Under state law, a 1–4 unit trustee's sale is not final for 15 days; eligible bidders who give notice may bid within 45 days.

Each rule below is marked Oakdale code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Registering vacant and foreclosed homes

Oakdale code What Oakdale's code adds
Local contact	Post the name and 24-hour contact phone number of a local property management company. Applies: Applies to any property in Oakdale classified as abandoned or vacant. § 19-149 · code text The property shall be posted with name and twenty-four-hour contact phone number of a local property management company.
Upkeep duties	Immediately remedy conditions that make the property a dangerous building; keep it free of weeds, dry brush, dead vegetation, trash, junk, debris, building materials, unauthorized accumulated papers, discarded personal items and items that make it look abandoned; remove or paint over graffiti; maintain visible front and side yards with acceptable landscaping; keep pools and spas clear and working, or drained and dry. Applies: Every owner, lessee, occupant or person in charge of a building, structure or property in the city (this is the maintenance section of the abandoned and vacant property article) § 19-148 · code text Every owner, lessee, occupant, or person having charge or control of buildings, structures, or property within the City is required to maintain the building, structure or property subject to the following maintenance requirements: Rehabilitate the boarded building for occupancy within 30 days after it is boarded. Applies: Applies to any vacant building boarded voluntarily or as a result of City enforcement. § 19-148 · code text The owner of any vacant building, whether boarded by voluntary action of the owner or as a result of enforcement activity by the City, shall rehabilitate the boarded building for occupancy, in accord with all applicable codes and regulations, within thirty days after the building is boarded. Inspect the property monthly, or more often if the director of planning or designee requires. Applies: Applies to abandoned or vacant property. § 19-150 · code text The owner shall inspect the abandoned or vacant property on a monthly basis, or more frequently if required by the director of planning or his or her designee, to ensure that the property is in compliance with the requirements of this article and any other applicable laws.
Penalty	Up to $1,000.00 per day, in addition to the cost of abatement. Applies: Applies to the owner of a vacant residential property acquired through a foreclosure sale. § 19-154 · code text In addition to the cost of abatement, and not subject to the administrative remedies cited herein, a fine in the amount of up to $1,000.00 per day shall be levied and assessed against any owner of a vacant residential property acquired through a foreclosure sale as provided in Civil Code Section 2929.3 Subject to prosecution and administrative enforcement under article VI of Chapter 19. Strict liability regardless of intent. Applies: Applies to any person, firm or corporation that violates any provision of this article. § 19-154 · code text A violation of this article shall be treated as a strict liability offense regardless of intent. Any person, firm, or corporation that violates any provision of this article shall be subject to prosecution and administrative enforcement, in accordance with the provisions of article VI of Chapter 19.

Foreclosure steps and deadlines

CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →

Homeowner protections

CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →

The trustee's sale (auction)

CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →

Tenants in a foreclosed home

CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →

Debt after the sale

CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →

Who this affects

Homeowners behind on a loanBuyers of bank-owned homesLenders and servicers

Frequently asked questions

Must a lender or owner register a vacant or foreclosed home in Oakdale?

Any property classified as abandoned or vacant must post the name and 24-hour contact phone number of a local property management company. Abandoned or vacant property is inspected monthly, or more often if the director of planning or designee requires. A vacant building boarded voluntarily or through City enforcement must be rehabilitated for occupancy within 30 days after it is boarded. The owner of a vacant residential property acquired through a foreclosure sale faces up to $1,000.00 per day, plus the cost of abatement.

General information, not legal advice.

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