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Morro Bay · Zoning · WF

Morro Bay WF zoning: height, setbacks and lot size

In Morro Bay's WF zone, generally buildings can be up to 25 ft tall and the front setback is 0 ft, with the conditions listed below (Morro Bay code, read October 2026).

Key points

  • Maximum building height: 25 ft (Other areas)
  • Minimum front setback: 0 ft
  • Minimum side setback: 0 ft
  • Minimum rear setback: 10 ft (Must allow for a minimum 10 foot boardwalk)
  • Maximum lot coverage: 90%

WF is a zoning district in Morro Bay. Every value below was read from the Morro Bay Municipal Code and links to its section (read October 2026). State laws such as the ADU and SB 9 rules can allow more on a residential lot. General information, not legal advice — read the code text and check with the city before you build.

Development standards in WF

The general rule for a typical lot in this zone. Zoning tables often attach notes, such as rules for corner lots, lots next to a residential zone, or new subdivisions only. Open “code text” under a value to see the table cell or sentence it was read from.

Maximum building height
25 ft
Applies: Other areas
§ 17.11.040 · code text
Table row “Maximum Height (ft)”, column “WF”: West side of Embarcadero: 17 determined by average grades of the land portion of the site, not including bank. Up to 25 may be allowed pursuant to the WMP Other areas: 25
Minimum front setback
0 ft
§ 17.11.040 · code text
Table row “Front”, column “WF”: 0
Minimum side setback
0 ft
§ 17.11.040 · code text
Table row “Interior Side”, column “WF”: 0
Minimum rear setback
10 ft
Applies: Must allow for a minimum 10 foot boardwalk
§ 17.11.040 · code text
Table row “Rear”, column “WF”: Must allow for a minimum 10 foot boardwalk
Maximum lot coverage
90%
§ 17.11.040 · code text
Table row “Maximum Lot Coverage (% of lot)”, column “WF”: 90

When a different number applies

The code sets other values for particular lots, buildings or locations in WF:

  • Maximum building height: 17 ft — West side of Embarcadero, determined by average grades of the land portion of the site, not including bank § 17.11.040

Not on this page

We did not find a general stories, lot size, FAR, density limit for WF in the zoning tables we read. The code may still set one elsewhere — check the Morro Bay Municipal Code.

Other Morro Bay zoning districts

Who this affects

HomeownersArchitects and designersDevelopersReal estate agents

Frequently asked questions

What is the maximum building height in Morro Bay's WF zone?

25 ft (other areas) — Morro Bay Municipal Code § 17.11.040.

What is the minimum front setback in Morro Bay's WF zone?

0 ft — Morro Bay Municipal Code § 17.11.040.

What is the minimum side setback in Morro Bay's WF zone?

0 ft — Morro Bay Municipal Code § 17.11.040.

What is the minimum rear setback in Morro Bay's WF zone?

10 ft (must allow for a minimum 10 foot boardwalk) — Morro Bay Municipal Code § 17.11.040.

What is the maximum lot coverage in Morro Bay's WF zone?

90% — Morro Bay Municipal Code § 17.11.040.

General information, not legal advice.

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