Ione · Foreclosure & auctions

Foreclosure and auctions in Ione

Ione requires the beneficiary or trustee to register a property found vacant after default within 10 days of the inspection, and says all abandoned or vacant properties must be registered. Foreclosure steps and auctions follow state law.

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Key points

Registration: The beneficiary or trustee registers within 10 days of an inspection that finds the property vacant, including a monthly re-inspection of an occupied one.
Annual fee: City council resolution sets an annual registration fee for a beneficiary or trustee registering an abandoned or vacant property.
Local manager: An out-of-area beneficiary, trustee or owner must contract a local property management company, with weekly inspections.
Upkeep: Responsible persons must keep vacant property free of weeds, trash and graffiti, visible yards landscaped, and pools and spas clear or drained.
Penalty: A legal owner who fails to maintain vacant residential property acquired through foreclosure faces up to $1,000 per day.
State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.

Each rule below is marked Ione code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.

Registering vacant and foreclosed homes

Ione code What Ione's code adds
Local contact	Name a local property manager responsible for the security and maintenance of the property. Applies: Applies when the beneficiary or trustee is located out of the area. § 8.06.030 · code text The local property manager responsible for the security and maintenance of the property, if the beneficiary or trustee is located out of the area. Contract with a local property management company. Applies: Applies when an out-of-area beneficiary, trustee or owner owns the property. § 8.06.040 · code text If any vacant or abandoned property is owned by an out of area beneficiary, trustee, or owner, such person or entity shall contract with a local property management company to perform maintenance required by this section. Use a local property management company. Applies: Applies when an out-of-area beneficiary, trustee or owner owns the property. Weekly inspections are required. § 8.06.050 · code text If any vacant or abandoned property is owned by an out of area beneficiary, trustee, or owner, such person or entity shall contract with a local property management company to perform weekly inspections to ensure that the requirements of this chapter, and any other applicable laws, are being met.
Upkeep duties	Keep free of weeds, dry brush, dead or overgrown vegetation, trash, junk, debris, building materials, accumulated publications and notices, and discarded personal items. Applies: Applies to responsible persons, including beneficiaries and trustees, of vacant, abandoned or distressed properties. § 8.06.040 · code text The property shall be kept free of items that show evidence that the property is vacant or abandoned, including, but not limited to, weeds, dry brush, dead or overgrown vegetation, trash, junk, debris, building materials, accumulated newspapers, circulars, flyers, notices, discarded personal items, such as furniture, clothing, appliances, and printed material. Remove graffiti, tagging or similar markings, or paint over them with matching exterior-grade paint. Applies: Applies to responsible persons, including beneficiaries and trustees, of vacant, abandoned or distressed properties. § 8.06.040 · code text The property, or structures thereon, shall be maintained free of graffiti, tagging or similar markings by removal or painting over with an exterior grade of paint that matches the color of the exterior of the affected structure or property. Landscape with grass or similar ground cover, bushes, shrubs, hedges or decorative rock or bark. Weeds, gravel, broken concrete, asphalt, decomposed granite, plastic sheeting, mulch and indoor-outdoor carpet do not count. Applies: Applies to visible front and side yards of vacant or abandoned property. § 8.06.040 · code text Visible front and side yards of such property shall be acceptably landscaped and maintained. Regularly water, irrigate, mow, cut, trim or prune vegetation, and remove it. Applies: Applies to acceptable maintenance of visible front and side yards. § 8.06.040 · code text Acceptable maintenance includes, but is not limited to, regular watering, irrigation, mowing, cutting, trimming or pruning of vegetation and removal thereof. Keep water clear and free of pollutants, debris, mosquitoes and larvae, or drain it and keep it dry. Applies: Applies to pools, spas and hot tubs. § 8.06.040 · code text Pools, spas, and hot tubs shall either be: 1. Kept in working order so that the water remains clear and free of pollutants, debris, mosquitoes, mosquito larvae or other similar pests, or 2. Drained and kept dry. Follow the security fencing requirements of California law. Applies: Applies to properties with pools, spas or hot tubs. § 8.06.040 · code text All properties with pools, spas, or hot tubs must comply with security fencing requirements mandated by California law. Secure against unauthorized entry: close and lock windows, doors, gates and openings. Board doors or windows that cannot be secured. Applies: Applies to responsible persons, including beneficiaries and trustees, of vacant and abandoned properties. § 8.06.050 · code text Responsible persons shall secure all vacant and abandoned properties against unauthorized entry. This includes, but is not limited to, closing and locking all windows, doors (including sliding doors and garage doors), gates, and any other openings of such size that would allow a child to access the interior of the property and buildings or structures thereon. If doors or windows cannot be secured by other means, they may be boarded.
Penalty	Up to $1,000 per day. Applies: Applies when the legal owner fails to maintain vacant residential property bought at a foreclosure sale or acquired through foreclosure. § 8.06.080 · code text The city may impose a fine of up to $1,000.00 per day for each day that the legal owner fails to maintain the property as required by this section
Deadline to register	Register within ten days of the inspection. Applies: Applies to the beneficiary or trustee, when the inspection after default and before a notice of default finds the property vacant. § 8.06.030 · code text the beneficiary and/or trustee shall, within ten days of the inspection, register the property with the city clerk's office Register within ten days of the inspection. Applies: Applies to the beneficiary or trustee, when a monthly re-inspection finds a previously occupied property vacant. § 8.06.030 · code text The property is found to be vacant, at which time it shall be registered with the city clerk's office within ten days of the inspection.
Registration fee	An annual registration fee set by city council resolution. Applies: Applies to a beneficiary or trustee registering an abandoned or vacant property. § 8.06.030 · code text The registration shall also include the annual registration fee, as established by city council resolution.
Registration	All abandoned or vacant properties must be registered with the city. Applies: Applies to all abandoned or vacant properties. § 8.06.030 · code text All abandoned or vacant properties shall be registered with the city in accordance with this section. A beneficiary or trustee must register the property if inspection finds it vacant or showing signs of vacancy. Applies: Applies after default and before a notice of default is recorded. § 8.06.030 · code text If the property is found to be vacant, or shows evidence of vacancy, such property shall be deemed abandoned for purposes of this chapter, and the beneficiary and/or trustee shall, within ten days of the inspection, register the property with the city clerk's office Register the property with the city clerk within ten days of a monthly re-inspection that finds it vacant. Applies: Applies to the beneficiary or trustee, when the property was occupied at the first inspection and a later monthly re-inspection finds it vacant. § 8.06.030 · code text The property is found to be vacant, at which time it shall be registered with the city clerk's office within ten days of the inspection.

Foreclosure steps and deadlines

CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →

Homeowner protections

CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →

The trustee's sale (auction)

CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →

Tenants in a foreclosed home

CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →

Debt after the sale

CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →

Who this affects

Homeowners behind on a loanBuyers of bank-owned homesLenders and servicers

Frequently asked questions

Must a lender or owner register a vacant or foreclosed home in Ione?

The beneficiary or trustee registers within 10 days of an inspection that finds the property vacant, including a monthly re-inspection of an occupied one. City council resolution sets an annual registration fee for a beneficiary or trustee registering an abandoned or vacant property. An out-of-area beneficiary, trustee or owner must contract a local property management company, with weekly inspections. Responsible persons must keep vacant property free of weeds, trash and graffiti, visible yards landscaped, and pools and spas clear or drained. A legal owner who fails to maintain vacant residential property acquired through foreclosure faces up to $1,000 per day.

General information, not legal advice.

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