Hemet · Foreclosure & auctions
Foreclosure and auctions in Hemet
Hemet requires the owner of any vacant building, not only foreclosures, to register within ten days after it becomes vacant, and bars leaving it vacant over 90 days without an exception. Foreclosure steps follow state law.
Key points
- Registration: The owner of any vacant building registers within 10 days of its becoming vacant or deemed vacant, with an annual fee set by resolution.
- 90-day limit: A building designed for human use may not stay vacant over 90 days unless an exception applies, like active construction, marketing or maintenance.
- Maintenance: Under the active maintenance exception, keep landscaping and the exterior in good condition, remove trash and graffiti, and secure windows, doors and gates.
- Insurance: The owner of a vacant building must keep fire and liability insurance in the amount the city's risk manager sets.
- Fencing: Temporary construction fencing approved by the enforcement official may be used for not more than 180 days under the active maintenance exception.
- State timeline: State law: at least 3 months pass from the recorded notice of default to notice of sale, posted at least 20 days before sale.
Each rule below is marked Hemet code or CA state law and links to the section it comes from (checked October 2026). General information, not legal advice.
Registering vacant and foreclosed homes
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Foreclosure steps and deadlines
CA state law California law sets this statewide. Time between notice of default and sale: At least three months after the notice of default is recorded before notice of sale; the sale itself no earlier than three months and 20 days after the notice of default (Civ. Code § 2924(a)(2), (a)(4)). Notice of trustee's sale: Posted, published and recorded at least 20 days before the sale (Civ. Code § 2924f(b)). California foreclosure rules — the full state rule →
Homeowner protections
CA state law California law sets this statewide. No foreclosure while a loan modification is pending: If a complete first-lien modification application is submitted at least five business days before a sale, the servicer may not record a notice of default or sale, or hold the sale, while it is pending (Civ. Code § 2923.6(c)). California foreclosure rules — the full state rule →
The trustee's sale (auction)
CA state law California law sets this statewide. When and where sales are held: At public auction in the county where the property is, between 9 a.m. and 5 p.m. on a business day (Civ. Code § 2924g(a)(1)). Tenant and owner-occupant priority after a sale (SB 1079): On 1–4 unit property, a trustee's sale is not final for 15 days; eligible tenant buyers and eligible bidders who give notice of intent may bid within 45 days (Civ. Code § 2924m(c)). California foreclosure rules — the full state rule →
Tenants in a foreclosed home
CA state law California law sets this statewide. Tenants in a foreclosed property: A month-to-month tenant must get at least 90 days' written notice to quit; a tenant with a fixed-term lease signed before the sale may stay to the end of the lease (Code Civ. Proc. § 1161b(a), (b)). California foreclosure rules — the full state rule →
Debt after the sale
CA state law California law sets this statewide. No deficiency after a trustee's sale: After a nonjudicial trustee's sale, the lender cannot collect any shortfall from the borrower (Code Civ. Proc. § 580d(a)). California foreclosure rules — the full state rule →
Who this affects
Frequently asked questions
Must a lender or owner register a vacant or foreclosed home in Hemet?
The owner of any vacant building registers within 10 days of its becoming vacant or deemed vacant, with an annual fee set by resolution. A building designed for human use may not stay vacant over 90 days unless an exception applies, like active construction, marketing or maintenance. Under the active maintenance exception, keep landscaping and the exterior in good condition, remove trash and graffiti, and secure windows, doors and gates. The owner of a vacant building must keep fire and liability insurance in the amount the city's risk manager sets. Temporary construction fencing approved by the enforcement official may be used for not more than 180 days under the active maintenance exception.
General information, not legal advice.
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