Federal housing law
16 CFR § 682.4 Relation to other laws.
Title 16, Code of Federal Regulations (FTC), as enacted — this section's verbatim text. The library holds selected sections of this code, not the whole code.
- Edition
- 2026-09-25 source snapshot
- Effective
- 2005-06-01
- Last updated
- 2026-09-25
- Jurisdiction
- United States
§ 682.4¶
Relation to other laws.
Nothing in the rule in this part shall be construed:
(a) To require a person to maintain or destroy any record pertaining to a consumer that is not imposed under other law; or
(b) To alter or affect any requirement imposed under any other provision of law to maintain or destroy such a record.
Part authority and source: Pub. L. 108-159, sec. 216; 69 FR 68697, November 24, 2004.
Official source: 16 CFR § 682.4 Relation to other laws..
Source snapshot retrieved: 2026-09-25T21:59:08.932832+00:00.
eCFR currency: Title 16 is up to date as of 2026-09-24.
Version dates (indexing metadata): Effective 2005-06-01; operative 2005-06-01.
Date evidence (16 CFR 682.5, part-wide): The rule in this part is effective on June 1, 2005.
Evidence source: https://www.ecfr.gov/current/title-16/section-682.5
Applicability note (indexing metadata, not regulatory text): Apply the consumer-information definitions and Federal Trade Commission jurisdiction limits in sections 682.1 and 682.2. Disposal safeguards are reasonable measures, and the examples in section 682.3 are illustrative and nonexhaustive. Section 682.4 preserves other legal record-retention and destruction requirements; this rule does not set a universal retention period. The part-wide effective date in section 682.5 is also the operative date; the captured part contains no separate delayed operative provision. This current-source capture alone does not establish every historical version.