Federal housing law
16 CFR § 682.2 Purpose and scope.
Title 16, Code of Federal Regulations (FTC), as enacted — this section's verbatim text. The library holds selected sections of this code, not the whole code.
- Edition
- 2026-09-25 source snapshot
- Effective
- 2005-06-01
- Last updated
- 2026-09-25
- Jurisdiction
- United States
§ 682.2¶
Purpose and scope.
(a) Purpose. This part (“rule”) implements section 216 of the Fair and Accurate Credit Transactions Act of 2003, which is designed to reduce the risk of consumer fraud and related harms, including identity theft, created by improper disposal of consumer information.
(b) Scope. This rule applies to any person over which the Federal Trade Commission has jurisdiction, that, for a business purpose, maintains or otherwise possesses consumer information.
Part authority and source: Pub. L. 108-159, sec. 216; 69 FR 68697, November 24, 2004.
Official source: 16 CFR § 682.2 Purpose and scope..
Source snapshot retrieved: 2026-09-25T21:59:08.932832+00:00.
eCFR currency: Title 16 is up to date as of 2026-09-24.
Version dates (indexing metadata): Effective 2005-06-01; operative 2005-06-01.
Date evidence (16 CFR 682.5, part-wide): The rule in this part is effective on June 1, 2005.
Evidence source: https://www.ecfr.gov/current/title-16/section-682.5
Applicability note (indexing metadata, not regulatory text): Apply the consumer-information definitions and Federal Trade Commission jurisdiction limits in sections 682.1 and 682.2. Disposal safeguards are reasonable measures, and the examples in section 682.3 are illustrative and nonexhaustive. Section 682.4 preserves other legal record-retention and destruction requirements; this rule does not set a universal retention period. The part-wide effective date in section 682.5 is also the operative date; the captured part contains no separate delayed operative provision. This current-source capture alone does not establish every historical version.