Federal housing law
16 CFR § 682.1 Definitions.
Title 16, Code of Federal Regulations (FTC), as enacted — this section's verbatim text. The library holds selected sections of this code, not the whole code.
- Edition
- 2026-09-25 source snapshot
- Effective
- 2005-06-01
- Last updated
- 2026-09-25
- Jurisdiction
- United States
§ 682.1¶
Definitions.
(a) In general. Except as modified by this part or unless the context otherwise requires, the terms used in this part have the same meaning as set forth in the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.
(b) “Consumer information” means any record about an individual, whether in paper, electronic, or other form, that is a consumer report or is derived from a consumer report. Consumer information also means a compilation of such records. Consumer information does not include information that does not identify individuals, such as aggregate information or blind data.
(c) “Dispose,” “disposing,” or “disposal” means:
(1) The discarding or abandonment of consumer information, or
(2) The sale, donation, or transfer of any medium, including computer equipment, upon which consumer information is stored.
Part authority and source: Pub. L. 108-159, sec. 216; 69 FR 68697, November 24, 2004.
Official source: 16 CFR § 682.1 Definitions..
Source snapshot retrieved: 2026-09-25T21:59:08.932832+00:00.
eCFR currency: Title 16 is up to date as of 2026-09-24.
Version dates (indexing metadata): Effective 2005-06-01; operative 2005-06-01.
Date evidence (16 CFR 682.5, part-wide): The rule in this part is effective on June 1, 2005.
Evidence source: https://www.ecfr.gov/current/title-16/section-682.5
Applicability note (indexing metadata, not regulatory text): Apply the consumer-information definitions and Federal Trade Commission jurisdiction limits in sections 682.1 and 682.2. Disposal safeguards are reasonable measures, and the examples in section 682.3 are illustrative and nonexhaustive. Section 682.4 preserves other legal record-retention and destruction requirements; this rule does not set a universal retention period. The part-wide effective date in section 682.5 is also the operative date; the captured part contains no separate delayed operative provision. This current-source capture alone does not establish every historical version.