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CACB — and Calculation of Commitment Period (122C1)

California foreclosure, tax-defaulted, court-ordered and probate-sale law and official procedures — verbatim and citable.

Edition
2026-09-26
Last updated
2026-10-05
Jurisdiction
California

CACB — 122C1.pdf

Exceptions & meaning →

Page 1

Fill in this information to identify your case: Check as directed in lines 17 and 21: According to the calculations required by Debtor 1 __________________________________________________________________ this Statement: First Name Middle Name Last Name Debtor 2 ________________________________________________________________ 1. Disposable income is not determined (Spouse, if filing) First Name Middle Name Last Name under 11 U.S.C. § 1325(b)(3). 2. Disposable income is determined United States Bankruptcy Court for the: ______________________Central District of California District of __________ (State) under 11 U.S.C. § 1325(b)(3). Case number ___________________________________________ (If known) 3. The commitment period is 3 years. 4. The commitment period is 5 years.

Check if this is an amended filing

Official Form 122C–1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period 04/20 Be as complete and accurate as possible. If two married people are filing together, both are equally responsible for being accurate. If more space is needed, attach a separate sheet to this form. Include the line number to which the additional information applies. On the top of any additional pages, write your name and case number (if known).

Part 1: Calculate Your Average Monthly Income

  1. What is your marital and filing status? Check one only. Not married. Fill out Column A, lines 2-11. Married. Fill out both Columns A and B, lines 2-11.

    Fill in the average monthly income that you received from all sources, derived during the 6 full months before you file this bankruptcy case. 11 U.S.C. § 101(10A). For example, if you are filing on September 15, the 6-month period would be March 1 through August 31. If the amount of your monthly income varied during the 6 months, add the income for all 6 months and divide the total by 6. Fill in the result. Do not include any income amount more than once. For example, if both spouses own the same rental property, put the income from that property in one column only. If you have nothing to report for any line, write $0 in the space.

    Column A Column B
    Debtor 1 Debtor 2 or
    non-filing spouse

  2. Your gross wages, salary, tips, bonuses, overtime, and commissions (before all payroll deductions). $__________ $__________

  3. Alimony and maintenance payments. Do not include payments from a spouse. $__________ $__________

  4. All amounts from any source which are regularly paid for household expenses of you or your dependents, including child support. Include regular contributions from an unmarried partner, members of your household, your dependents, parents, and roommates. Do not include payments from a spouse. Do not include payments you listed on line 3. $_________ $__________

  5. Net income from operating a business, profession, or Debtor 1 Debtor 2 farm $______ $______ Gross receipts (before all deductions) Ordinary and necessary operating expenses – $______ – $______ Copy Net monthly income from a business, profession, or farm $______ $______ here $_________ $__________

  6. Net income from rental and other real property Debtor 1 Debtor 2 Gross receipts (before all deductions) $______ $______ Ordinary and necessary operating expenses – $______ – $______ Copy Net monthly income from rental or other real property $______ $______ here $_________ $__________

Official Form 122C–1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period page 1

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Page 2

Debtor 1 _______________________________________________________ Case number (if known)_____________________________________ First Name Middle Name Last Name

Column A Column B
Debtor 1 Debtor 2 or
non-filing spouse

  1. Interest, dividends, and royalties $____________ $__________

  2. Unemployment compensation $____________ $__________ Do not enter the amount if you contend that the amount received was a benefit under the Social Security Act. Instead, list it here: ........................................

    For you ..................................................................................... $_____________ For your spouse ..................................................................... $_____________

  3. Pension or retirement income. Do not include any amount received that was a benefit under the Social Security Act. Also, except as stated in the next sentence, do not include any compensation, pension, pay, annuity, or allowance paid by the United States Government in connection with a disability, combat-related injury or disability, or death of a member of the uniformed services. If you received any retired pay paid under chapter 61 of title 10, then include that pay only to the extent that it does not exceed the amount of retired pay to which you would otherwise be entitled if retired under any provision of title 10 other than chapter 61 of that title. $____________ $__________

  4. Income from all other sources not listed above. Specify the source and amount. Do not include any benefits received under the Social Security Act; payments made under the Federal law relating to the national emergency declared by the President under the National Emergencies Act (50 U.S.C. 1601 et seq.) with respect to the coronavirus disease 2019 (COVID-19); payments received as a victim of a war crime, a crime against humanity, or international or domestic terrorism; or compensation, pension, pay, annuity, or allowance paid by the United States Government in connection with a disability, combat-related injury or disability, or death of a member of the uniformed services. If necessary, list other sources on a separate page and put the total below. $____________ $___________ __________________________________________________________________ $____________ $___________ __________________________________________________________________ Total amounts from separate pages, if any. + $____________ + $__________

    Add lines 2 through 10 for each11. Calculate your total average monthly income. $____________ + $___________ = $________ column. Then add the total for Column A to the total for Column B.

    Total average
    monthly income

Part 2: Determine How to Measure Your Deductions from Income

  1. Copy your total average monthly income from line 11. .......................................................................................................................... $_____________
  2. Calculate the marital adjustment. Check one: You are not married. Fill in 0 below. You are married and your spouse is filing with you. Fill in 0 below. You are married and your spouse is not filing with you. Fill in the amount of the income listed in line 11, Column B, that was NOT regularly paid for the household expenses of you or your dependents, such as payment of the spouse’s tax liability or the spouse’s support of someone other than you or your dependents. Below, specify the basis for excluding this income and the amount of income devoted to each purpose. If necessary, list additional adjustments on a separate page. If this adjustment does not apply, enter 0 below. __________________________________________________________________________ $___________ __________________________________________________________________________ $___________ __________________________________________________________________________ + $___________ Total ................................................................................................................................................ $___________ Copy here ─____________

Official Form 122C–1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period page 2

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Page 3

Debtor 1 _______________________________________________________ Case number (if known)_____________________________________ First Name Middle Name Last Name

  1. Your current monthly income. Subtract the total in line 13 from line 12. $ __________

  2. Calculate your current monthly income for the year. Follow these steps: $ ____________ 15a. Copy line 14 here ........................................................................................................................................................................................... Multiply line 15a by 12 (the number of months in a year). x 12

    15b. The result is your current monthly income for the year for this part of the form. .................................................................................... $___________

  3. Calculate the median family income that applies to you. Follow these steps: 16a. Fill in the state in which you live. _________

    16b. Fill in the number of people in your household. _________

    16c. Fill in the median family income for your state and size of household. ................................................................................................ $___________ To find a list of applicable median income amounts, go online using the link specified in the separate instructions for this form. This list may also be available at the bankruptcy clerk’s office.

  4. How do the lines compare? 17a. Line 15b is less than or equal to line 16c. On the top of page 1 of this form, check box 1, Disposable income is not determined under 11 U.S.C. § 1325(b)(3). Go to Part 3. Do NOT fill out Calculation of Your Disposable Income (Official Form 122C–2). 17b. Line 15b is more than line 16c. On the top of page 1 of this form, check box 2, Disposable income is determined under 11 U.S.C. § 1325(b)(3). Go to Part 3 and fill out Calculation of Your Disposable Income (Official Form 122C–2). On line 39 of that form, copy your current monthly income from line 14 above.

Part 3: Calculate Your Commitment Period Under 11 U.S.C. § 1325(b)(4)

  1. Copy your total average monthly income from line 11. ............................................................................................................................ $__________

  2. Deduct the marital adjustment if it applies. If you are married, your spouse is not filing with you, and you contend that calculating the commitment period under 11 U.S.C. § 1325(b)(4) allows you to deduct part of your spouse’s income, copy the amount from line 13. 19a. If the marital adjustment does not apply, fill in 0 on line 19a. ............................................................................................. ─ $__________

    19b. Subtract line 19a from line 18. $__________

  3. Calculate your current monthly income for the year. Follow these steps:

    20a. Copy line 19b.. ............................................................................................................................................................................................... $___________ Multiply by 12 (the number of months in a year). x 12

    20b. The result is your current monthly income for the year for this part of the form. $___________

    20c. Copy the median family income for your state and size of household from line 16c....................................................................... $___________

  4. How do the lines compare?

Line 20b is less than line 20c. Unless otherwise ordered by the court, on the top of page 1 of this form, check box 3, The commitment period is 3 years. Go to Part 4.

Official Form 122C–1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period page 3

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Page 4

Debtor 1 _______________________________________________________ Case number (if known)_____________________________________ First Name Middle Name Last Name

Line 20b is more than or equal to line 20c. Unless otherwise ordered by the court, on the top of page 1 of this form, check box 4, The commitment period is 5 years. Go to Part 4.

Part 4: Sign Below

By signing here, under penalty of perjury I declare that the information on this statement and in any attachments is true and correct.
___________________________________________________ ____________________________________
Signature of Debtor 1 Signature of Debtor 2

Date _________________ Date _________________
MM / DD / YYYY MM / DD / YYYY

If you checked 17a, do NOT fill out or file Form 122C–2.
If you checked 17b, fill out Form 122C–2 and file it with this form. On line 39 of that form, copy your current monthly income from line 14 above.

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Official Form 122C–1 Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period page 4

Exceptions & meaning →

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